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A little thing that made me happy today.

Today, I managed to apply for and get a standard bank account as an upgrade from my basic one.

This has me so happy as I guess it's the first step to a rebuilt credit file.

:j:j:j:j:j:beer::beer:

I await my shiny new debit card as a trophy of learning to be better with money.

HBS x
"I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."

"It's easy to know what you're against, quite another to know what you're for."

#Bremainer

Comments

  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Oh that's great. Onwards and upwards!

    - David.
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • moohound
    moohound Posts: 1,209 Forumite
    Debt-free and Proud!
    Today, I managed to apply for and get a standard bank account as an upgrade from my basic one.

    This has me so happy as I guess it's the first step to a rebuilt credit file.

    :j:j:j:j:j:beer::beer:

    I await my shiny new debit card as a trophy of learning to be better with money.

    HBS x

    Well done :T

    How long have you been debt free for HBS? they told me no yesterday :(
    ISA £1675 :DMiniMoohound savings £3685.86 :T Plus £3800 CTF :)
    'MrMoneyMuststache' my new hero, Martin Lewis my long time hero
    Poacher turned Gamekeeper
    Roadkill rebel No 52 Aug £1.34p Sept 24p Oct 5p Nov 5p Sealed pot Challenge No 403 £176.66(2014) :staradmin NOV NST No 20
  • garfield1983
    garfield1983 Posts: 48 Forumite
    Well done! x
    Starting Debt: £51,657.46 :eek: Current Debt £31,297.83 (39.41% paid off)
    L1(6.5%):13,345.20/5,115.66, L2(5.6%):15,955.80/11,434.99, L3(0%):1,800/1,700, L4(0%):5,000/5,000, CC(0%):4,800/800, Sofas(0%):2,417.50/1,068.22, SL:c.£108pm
    Paid off :j: SB: £1,188.00, CC(0%): 1,121.94
    Loose Change Pot £101.12 Nectar Points £89.01 Savings £1,900
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Good for you.... and good luck to you moohoo.


    Annie
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • heartbreak_star
    heartbreak_star Posts: 8,287 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Rampant Recycler
    moohound wrote: »
    Well done :T

    How long have you been debt free for HBS? they told me no yesterday :(

    I'm not quite debt free yet but I've paid off 3 accounts - got about another £2k to go. All accounts are under payment arrangements, just plugging away!

    Don't think I'd have got it stand-alone, but I kept my basic account in good standing for about 2 years and went for an upgrade.

    Good luck - you can get there too :)

    HBS x
    "I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."

    "It's easy to know what you're against, quite another to know what you're for."

    #Bremainer
  • heartbreak_star
    heartbreak_star Posts: 8,287 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Rampant Recycler
    Also sorted through some old mail and shredded DCA letters for debts that have been paid off or are confirmed statute barred :)

    Hurray!

    HBS x
    "I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."

    "It's easy to know what you're against, quite another to know what you're for."

    #Bremainer
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