how many pots ??

mumofthetwins

Hi guys

Is it just me or do all you other DFWs have loads of different pots ?

I think I get it from my mam ...
I have :
A pot for mine and BF savings (for extension as we need the house bigger to house our Brady bunch in together )
A spc which is change I find lying around (open at Christmas to cover extra groceries cost)
A £2 coin pot (Christmas savings to go towards kids pressies)
A 50p pot (same as above)
A pot to save any spare I have from eBay, selling stuff or odd bits
A 10p\20p pot but I use this if I need any top up bits of food and pay at self service
A coppers pot for smaller than 10p
And even a VSP (virtual sealed pot challenge) which the odd change from online banking I transfers to a separate account and hopefully this will pay for families (not bf or kids) Christmas presses.

I have had to even label them up so I don't get them mixed up

So I'm really hoping its not just me and there are other potters out there too !!

Lisa x

FireWyrm

I have 5 physical pots but about 30 virtual ones all categorised. I categorise every penny, no matter where or how it is spent. On top of that, I have 5 bank accounts and one of those bank accounts has a bunch of non-public saviings pots. I save with NS&I for Xmas amongst other things. Any cash I have left over is stuck in the terramundi provisionally labelled as Holiday.

mum2one

At home
1.50p pot (gets banked monthly - be for DD whens shes 18 - she'll have a cushion0
2. loose change pot (ditto as 50p)
3. DD got tin that you fill, put some change in there

Main Bank
1.make current account - all in and out from
2.Saving account (for DD school trips), round up to the £1 money leaving main account, take the loose amount off incoming
3. Saving account - for car
4.ISA - Comes from spreadsheet - at the mo that needs a major input

2nd bank
Current account - has CSA going in (when it turns up!), and pay phone from here

If i didn't have spreadsheet I'd need about 10 accounts... xx

mumofthetwins

Good to hear guys ... my BF always takes the Mickey out of my pots ... I've never thought about having different online banking ones (apart from vsp) thinking I may have to start a couple of these too
I do have 2 tsb accounts that I use to put the money in when the pots are full (mainly the extension and my separate pot - these are filled with notes and £1 coins but still seem to fill up the quickest)

Lisa x

Karen777

I have a £2 pot, as well as a 'smaller than 50p' pot, and a credit union account and every time I check my bank balance I round down to the nearest £5 and transfer the surplus into the credit union account. I have no idea how much is in that but I only started doing this about a month ago so not much but I figure it all helps.

Puzzcat

I love potting...


I have...


a 20p pot which is for christmas..
a 50p pot which is for the wedding fund.. (not mine...)
a £1 pot which is for dd's future driving lessons..
a euro pot... all leftovers and donations greatly received.. will use for wedding as abroad..
My dd has a 5p pot and a coppers and any silver she can get her hands on pot.. these she uses to buy dvd's.
My OH also has a £2 and £1 pot he saves for holidays.


From my current account I have saving accounts which I also call my pots..


Birthdays
Christmas
Car
Wedding
DD's driving lessons
Girls weekend
Overtime
ISA - My pot of gold for when I'm debtfree....
Emergency Fund..


That's about it for now... You can't beat a bit of potting..!!


Puzz.

LondonGirl252

I love a good pottage!

Bank accounts
1) Main current account for all bills and planned expenditure
2) Spending account, this is where my weekly cash budget is transferred and withdrawn from each week
3) Car account - has a buffer in and I pay in enough each month to cover tax, insurance, parking permit, and emergencies
4) Holidays accounts - savings for holidays
5) Budget account - xmas, birthdays, clothes, hairdresser, waxing, dentist and all that gumph.
6) ISA for that dream one calls buying a house in the very distant future!

Physical pots at home
1) 50p or more pot which goes to ISA when full
2) Less than 50p pot which will probably also go to ISA when I get around to taking it to the coin counter
3) Spending pot. Each week I withdraw my budget from the spending aco!!!! and put it in this pot, each day has an amount allocated to it. I take that days amount out each morning, anything left over each day is distrubuted into the above change pots.

heartbreak_star

I have 3 physical pots and my savings account

One pot is for "just change" - anything under £1

One pot is for £1s - for when I need coins for something

One pot is for £2s - banked to savings when it's full

And I round down to nearest £5 into savings account when I use my debit card

HBS x