Wednesday 2nd July what small things will you do today?

determined_new_ms

When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.:money:

Morning happy hump day everyone :T

Arrrrgggggggggggggggghhhhhhhhhhhhhhhhh!!!!!!!!!!!!!!!! I've come down with the lurgy & feel shocking looking after a 1 year old when I'm not feeling well is going to be trying :( Friend is having her while I go to a meeting at lunch, if I'm lucky she'll let me sleep on her sofa for an hour afterwards and still have her :A Lots of fluids and painkillers I think....

Princess_pea hope the car is a small thing!

DFW things for today (largely the same list each day as it's impossible to get anything done with dgd!)

* [STRIKE]check banking[/STRIKE]
* finalise budget for July/spending for June
* all meals from stores
* LO pesto chicken for lunch
* make rubber chicken & mushroom pie for dinner
* [STRIKE]read Martin's email[/STRIKE]
*[STRIKE] change BB[/STRIKE]/gas & elec suppliers
* sand skirting on stairway? Possibly but will depend on how I feel
* take generic medicine
* call tesco about missing delivery
* finalise plans for dgd's birthday on Friday
* vacuum & polish upstairs
* possibly silicone some of the bathroom - almost there now! :T
* used a charity bag as a bin bag - is this morally wrong???

Think that's my lot for today. Have a great day everyone, hope the sun is shining where you are x

mumofthetwins

morning DNM

Hope your feeling better soon .. agreed its horrible being ill when you've got lil ones to look after x

my day of work today so gonna try to get loads of things done which I have been putting off ..

todays list :

workout
online banking / vsp
check VCC pay money from paypal off it
make dinner from stores (still trying to work through the freezer)
make something from the massive box of cherries my dad has dropped off for me
call BG to change meters
hopefully not get a call from school as my eldest fell of his scooter last night and has a right lovely shiner ! (ive called school to tell them to call me if hes to sore and I will collect him)

and hoping to fit a little time in the garden in (well it is my day off )

have a good one guys ...
lisa x

mooomin

Morning all

Thanks for starting us off DNM, hope you feel better soon. I have some kind of lurgy lurking at the moment but I'm hoping it comes to nothing.

My list for today:

[STRIKE]Banking
Update YNAB
Check when car tax is due[/STRIKE] end of this month. Bah!
[STRIKE]Packed lunch[/STRIKE]
Dinner from stores
Walk four miles
Call Virgin to find out about moving my modem
Write a shopping list
Go and buy things from my shopping list - ideally some reduced

Karen777

Today I will not go and pay for a leg wax. Even though I really want to. Because I am serious about getting out of debt. Grr. (Stupid I know)
I will also make two small pad payments to my ods and will not take my cards with me when I go into town later to put a cheque in the bank.

ziggy2407

Good Morning All

DNMS - Thanks for starting us off today, hope you feel better soon - big hugs

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Todays little list:

Walk to local leisure centre to talk about my next phase of physio -
Packed lunches for DH & DS - Done
Check Banks - Done
Check swapits - Done
Bake -
Meals from cupboards/freezer -
Clear emails (& unsubscribe any no longer wanted) - wip
Nectar Adpoints -
Knit - find new project
Enter a few comps -
Read library book -
Check www.freepostcodelottery.com -
Enjoy the sunshine -

Have a great day, love you all xx

C xx

Sonear

Good Morning all,

Check bank account
Managed to get free work breakfast and lunch as part of a project budget allowance, available when your meetings are more than 5 hours of the day!

solvencyseeker

Hello all.


Sorry you are feeling ill DNMS - there's a lot of lurgies going round. Hubbie is still recovering from pneumonia but he is starting a phased return to work next week (working from home at first). Take it easy (well as easy as possible with a small child to look after) - ignore the DIY!


After 5+ hours of meetings you'll have earned that free food Sonear!


Today I am at work, have had breakfast at home and am about to eat packed lunch (leftover Spanish omelette - yum). Tea is jacket spuds and salad.


Have checked bank accounts, all is well and son1 finally paid his keep money after a strongly worded plea. He has got the money and means to pay it but has a brain like a sieve!!


Feel a trip to @ldi coming on. I need moisturiser (£1.99 and as good as any brand I've ever used), shampoo and conditioner (always getting asked what brand I use), toothpaste (79p for a big tube and again as good as the brand we used to buy at more than double the price), deodorant and several other things that are excellent value and worth the drive. Can't wait for the new one to open nearer to us.


Washing is on the line, lovely sunny day today :T


Best wishes all x

MinnieMousesMummy

Good afternoon, DNMS – Thanks for starting the thread off this morning

Well the last couple of days have been a bit strange for me, yesterday I got a letter saying my csa was being stopped as son was no longer living with me which then went onto reveal that I could have money waiting for me to claim. Today I have been sent an unconditional offer for a course, which is the next step to making a much better future.

I didn’t get a chance to post yesterday but have decided that I will get on here today and keep the positive frame of mind going.

My list for today:

Do business paperworkWork in Progress
Do some course work
Check free postcode lotteryDone
Check birthday bingoDone
Nectar adpointsDone
Get a quick showerDone
Do meal plan for July
Update details with car insurance companyDone
Try to find bank lettersWork in Progress
Try to find tv licence as need to get address sortedDone
Get DH to sort carWork in Progress
Do laundry for client 1Work in Progress
Work 6-11Done
Write up work experience bookWork in Progress
All meals from storesDone

I think that is everything for today. Hope everyone has a good Wednesday x

foxgloves

Hello Wednesday Savers,
Today's small money saving things:
*Saved a bit of energy by sharing bath water, leaving hair to dry naturally & switching off the iron for the last garment.
*Sticking to meal plans - made 1/4 pounders from mince I had in the freezer, defrosted 2 home made bread rolls to serve them in & will pick salad from the garden to go with it.
*Coloured my hair using the £2-99 pack of hair colour I found in Waitrose last month. It saves so much money compared with having it done at the salon. Party & a nice Sunday outing this weekend & no way am I going to have manky roots in the photos!
*Update grocery budget. We rarely do top-up shops but had to get extra cat-litter yesterday as have discovered new cat can poo for Britain!!
*Dealt with leftover tortilla wraps befire they turn into blue furry cardboard. (2 for mr f's lunch, a quesadilla for my lunch & froze the rest for next time we have fajhitas).
*Did a few surveys.
*Water & feed veggies.
*Weed herb garden & cut bunches of herbs for drying. I always enjoy this job. My in-laws save the Douwe Egberts style glass stoppered coffee jars for my herb & spice cupboard. I do laods of cooking & preserving so those titchy little supermarket jars are never big enough.
*Re-knit the bit of my knitting which I pulled out last night. The trouble with black stocking stitch is that just one slack stitch will show up, so as it's a present, I nobly unpiggled 4 whole rows!
*Make tomorrow's packed lunch & work snacks.
*Start a mending pile for a rainy day.
DNMS - sorry about the lergy. Home made french onion soup great for lergies, but the weather's a bit hot to fancy it at the moment.
Solevencyseeker - Agree about Aldi. There are certain things we always get from there: 59p tuna, reduced fat mayonnaise (79p), Corale baked beans (mr f's 'bean of choice'), tinned tomatoes, bread flour, crispbreads, & lots of other things. I also swear by their anti-histamine tablets. I react quite badly to mosquito bites so make sure I always have these in stock as they are way cheaper than branded. I also use Waitrsoe, Co-op, local market & independent shops. I used to get pretty much everything from one shop but I really enjoy shopping around now.
OK, time for lunch then on with the list.
f x

allydowd

Flying visit. Hello friends, new and old.

Today I:

Didn't go to Sainsbury's to buy donuts when I craved them. We have a kitchen full of food.

Paid an extra £100 off my debt.

Didn't buy new socks. Will knit some instead.

Get well soon DNM.

moohound

Put £100 in an ISA today

would have put £100 in a savings account but they wouldn't let me have one, felt like a deadbeat