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my boring but essential (for me!) new diary
Comments
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Quiet day today, spent sorting ds and dd room, will take a good while to get through them, but am making headway, feels good to start taking chargeCredit card €7892.36/€ 0
Catalogues €767.52/€ 0
hospital costs €550
wtshtf fund 0/ €2000
#13 1% challenge - 00 -
love having a good sort out, well done on the catalogue payment
LIVE SIMPLY * GIVE MORE * EXPECT LESS * BE THANKFUL0 -
thanks asparagus, feels kinda good now that I've made my plans, I'm really impatient though, so obviously want it all to happen now! Didn't achieve much today, got in from work this morning and really fancied a beer (I know to everyone else it's half 7 in morning, but I've done night shift now for years so to me it's the opposite), had two Stella Artois that was bought for xmas, unfortunately I am such a lightweight that I felt a little !!!!ed going to bed and woke up after 3 with a hangover
Got so little done today as a result, need to get started now Credit card €7892.36/€ 0
Catalogues €767.52/€ 0
hospital costs €550
wtshtf fund 0/ €2000
#13 1% challenge - 00 -
Sounds a good plan there with the tidying up... if you fancy some more you can come and declutter my DDs room....
I'm in the process of gutting mine, spent the last couple afternoons, targetting one small area, at time then feel as thou getting somewhere, xxxx rip dad... we had our ups and downs but we’re always be family xx0 -
Sounds a good plan there with the tidying up... if you fancy some more you can come and declutter my DDs room....
I'm in the process of gutting mine, spent the last couple afternoons, targetting one small area, at time then feel as thou getting somewhere, xx
thank but no thanks mum2one , have my work cut out for me with the tasks ahead! can't believe I let things get so out of control, still at least I've started now, should be finished ds room by Tuesday if I stick at it, then the joys of sorting dds, I'm fine with the actual cleaning, it's dumping the stuff that's the problem
On the plus side with the debt busting, I've now got three binbags for the guys who pay by the kilo, and I've bagged up some coins for the bank, €35 :T, can't change it until Friday though, as they only change coins on Thursday mornings or all day Friday, I ask you!!Credit card €7892.36/€ 0
Catalogues €767.52/€ 0
hospital costs €550
wtshtf fund 0/ €2000
#13 1% challenge - 00 -
well, still haven't finished ds room, at this stage it'll be the weekend if I don't get my skates on, really need to pull up my socks as he's home on Sunday! am just so shattered from work it takes me an age to get going. Anyhoo, my plans for today and tomorrow are
- Get DS room finished
- Get dd room finished (she's back on Saturday )
- [STRIKE]Fax worksheets
- Do 8 loads washing[/STRIKE]
- Light a fire under dd2 so she will do the kitchen for me
- [STRIKE]Get some sleep!![/STRIKE]
- Pay off LPT (has to go on credit card this time)
- Pay some of catalogue 2
- If time, go to Derry and hit pound shop, Iceland and Dunelm
As mentioned above, I have to phone and put the property tax on the cc, no way to avoid it this year (270 :eek:), determined to have the money saved next January to cover it though. Paid 30 off cc yesterday, it's a case of one step forward, 10 steps back at moment, still, onwards and downwards Credit card €7892.36/€ 0
Catalogues €767.52/€ 0
hospital costs €550
wtshtf fund 0/ €2000
#13 1% challenge - 00 -
Good luck with tackling that over the next couple of days, sounds like you are well on your way! You're doing great!Santander 0% £1,529.94
Sainsbury's 0% £4,371.31
Total 0% £5,901.25
AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
Mar Challenge: Stay within groceries & eating out budget.0 -
Thanks LondonGirl, unfortunately I didn't get on as well as I'd hoped, have now left myself very little time to get the two rooms finished (have to go to town today to get a new baby present and some bedding, can't be put off any longer). So my plan today is:
- [STRIKE]Spend 2 hours in ds room (hopefully that will finish it)[/STRIKE] - took longer, but got it done, phew
- [STRIKE]Do 4 loads washing (definitely WON'T finish the mountain!)[/STRIKE]
- [STRIKE]Go to Derry, buy present, duvet and pillows, and go to Iceland
- Get some sleep before work at 10[/STRIKE]
Credit card €7892.36/€ 0
Catalogues €767.52/€ 0
hospital costs €550
wtshtf fund 0/ €2000
#13 1% challenge - 00 -
well, got ds room finished, thanks god!! Now down to dd room, should make great headway today, it's mostly my stuff in it from time of renovations, poor pet couldn't sleep in her own room when she came home from college!! She's back again tonight, and ds is home tomorrow, so must crack on or she will be feeling really left out if I've finished his room and not hers
In debt busting news, I haven't done any, did get my payslips through with my wage details, should be in bank hopefully Monday, am thinking instead of throwing all surplus at debt, I'll just pay minimums this month and leave rest in as buffer (paid almost 65 in bank charges due to unpaid direct debits this last five weeks :eek:) Will overpay this month with money from recycling and any money generated from selling online.
So, plan today before work at 7 is- Start and finish dd room
- Five loads washing
- Dinner from stores
Credit card €7892.36/€ 0
Catalogues €767.52/€ 0
hospital costs €550
wtshtf fund 0/ €2000
#13 1% challenge - 00 -
....and cause serious damage to catalogue 2
Lol :T...I love the idea of you doing "serious damage" to catalogue 2 :rotfl:.
Remember, with determination, a sense of humour and a good pair of sensible shoes you will achieve miracles
DFW'er - Lightbulb moment : 31st July 2009 - £18,499
28th October 2019 - £13,505 - 27% paid off.
Demolishing my House of Debt.. one brick at a time!!
Thinking of spending???..YNAB says "NO!!!!"0
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