Tuesday 1st July what small things will you do today?

determined_new_ms

When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.:money:

Morning :wave: Been up since 5 :eek: started to come down with the cold dgd has had last night and felt poorly so went to sleep at 7.30! Not feeling so bad today.

Let's see how far I get with my list today!

* check banking
* sand skirting boards on staircase
* go up in the lift and get the next size car seat
* clean up current car seat and list on facebay
* all meals from stores
* make tomoto & pesto tart
* (rubber) chicken pesto for dinner
* taking dgd to music group this morning £1 for the session :T
* got free parking permit for group
* Change BB supplier
* change gas & elec supplier
* pay plumber
* bake cinnamon buns
* vacuum & polish bedroom

Ok that seems terribly ambitious! Have a lovely day

ziggy hope you're feeling better today :A

Welcome karen777 & moohound

Hope the car wasn't too expensive princess_pea!

just hi to everyone else! x

Pippilongstocking

Good morning DNM and all on the thread. Thanks for starting us off.

Today
Banks
Work
HM meals (brekkie no clue, lunch no clue, tea HM Meatballs and rice)
Plant beans and peas on the shed poles.
Plant chilli's up into proper pots and put in conservatory
Feed hens and collect eggs still exciting having hens!
Pot up some shrubs moved from a bed.
Walk dogs local
Pop back a sprayer to a neighbour
Might do a bit of baking
Rearrange freezer so the breads all easier to see in one.
Clean out fridge and put up on gumtree
Tidy up a bit (not very MSE but good for the headspace)
SAAS paperwork to post (in village before lunch)
Water tubs outside
Chop logs for 10 mins
Look at freezer grub and make a wee meal plan for weekend when we have folks to stay for OH's birthday
Strain elderflower cordial and add citric acid label as 2014 so don't get confused! (still have 2 bottles 2013)
Look at bread book and contemplate another recipe to try
Text a chum about a visit
Skype DD in NZ
A bit more gardening - sow some carrots?
Do the recycling!

Have a great day one and all sunny here lets hope its good with you.

mooomin

Thanks for starting us off DNM

My list today is:

[STRIKE]Banking[/STRIKE]
[STRIKE]Update YNAB
Pay credit card[/STRIKE] Ready for Mr Mooo paying the next round of his new computer. He's using my credit card so I get lots of lovely Tesco points
Charge phone at work
Enjoy my free lunch courtesy of yesterday's work event - today I have pasta salad and a wee quiche
Dinner from stores - gammon, egg and chips
Call the carpet people to find out where the heck my new carpet is
Arrange friend to collect old vintage sewing machine I don't need
Text second friend to arrange dinner next week
Email third friend to sort out when we're going out for dinner - I have a voucher so it's totally MSE :money:
Aim for a NSD
Walk four miles
Watch yet more football
Continue resisting the urge to cry at the state of my house

mumofthetwins

Morning guys ... Everyone sounds busy today

Bad mam alert here ... It's the boys sports day and I can't get the day off work as I need to take Friday off to take my gran to her chemo session ... So I feel crap today

Well today's list

Workout
Online banking
PAD
Dinner from stores and make something yummy as a sorry for the boys
Call BG to change my meters
Package and post eBay stuff

Think that's it for me ... Have a good one guys
Lisa x

ziggy2407

Good Morning All

DNMS - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Todays little list:

Packed lunches for DH & DS - Done
Washing & dry outside - Done
Check Banks - Done
Check swapits - Done
Bake -
Meals from cupboards/freezer -
Ironing -
Clear emails (& unsubscribe any no longer wanted) - wip
Nectar Adpoints -
Knit - find new project
Enter a few comps -
Read library book -
Check www.freepostcodelottery.com -
Enjoy the sunshine -

Have a great day, love you all xx

C xx

Karen777

hello
today i will:
not spend any money on cards
make meals from fridge
go for a walk
finish sorting out taking over my dmp from pp by checking all balances and contacting all creditors

solvencyseeker

Hello all and welcome back Ziggy. Sorry to hear of your troubles, hope you are feeling better today. As for contributing to the thread - most days I struggle beyond "I came to work and brought a packed lunch with me" :rotfl:


So today:


- I came to work and brought a packed lunch (had breakfast at home)
- dinner will be Spanish omelette, using up some cooked potatoes


Otherwise I am a bit stressed at work which has overtaken any money stresses. Maybe I'll check my bank accounts later. Who knows, son1 may have actually transferred his keep money over (has been promising to do this since Monday last week).


Oh and it'll be a no spend day.


Best wishes all x

foxgloves

Hi Penny savers,
Today's money saving efforts:
*Pegged out laundry which I washed overnight on Economy 7 tariff.
*Rubber chicken for dinner. Veggies prepped already.
*Sliced & froze a leftover green pepper lurking in fridge.
*Made tomorrow's packed lunch & work snacks.
*Emailed a defunct magazine to say I accept a 3 months free trial of something else instead of a subscription refund.
*Watered veggies. Lots of little courgettes setting now :-)
*Did a very few surveys as am pretty much up to date with them.
*Read 3 chapters of library book outside in the sunshine. So great to be able to go & borrow books for free. Public libraries are dreadfully threatened by the austerity cuts. If we don't use them, we'll lose them!
*Back on the healthy diet as I know a few lbs have popped back on since Easter. This is great for the budget as portion control means that food lasts longer. Also free fitness, as did aerobics DVD this morning. Nothing like jumping around in your bra & pants to help set one's motivation for the day!
*This afternoon's plan: Transplant baby leeks to raised bed. If time, begin tidying up herb bed, which will include cutting bunches of herbs to dry indoors.
That will take some time, so I'm going to sign off the internet (aka Thief of Time), afix my mini DAB radio to my head & take myself off down the veggie garden.
f x

its_maths_not_magic

Hello and happy Tuesday lovelies!

Well today I am focusing on my financial life by:

1. Cook all food eaten today.
2. Work on my online business.
3. Meditate.
4. Walk the pooch through the forest later on.
5. Look for free meditations.
6. Coming here to keep my motivation high.

I think that's about it. Have a great day everyone!

mooomin

mooomin wrote: »

[STRIKE]Banking[/STRIKE]
[STRIKE]Update YNAB
Pay credit card[/STRIKE] Ready for Mr Mooo paying the next round of his new computer. He's using my credit card so I get lots of lovely Tesco points
[STRIKE]Charge phone at work
Enjoy my free lunch courtesy of yesterday's work event - today I have pasta salad and a wee quiche [/STRIKE] The quiche was lovely, I'll be trying to get that again!
Dinner from stores - gammon, egg and chips
[STRIKE]Call the carpet people to find out where the heck my new carpet is[/STRIKE] Sitting in their warehouse and they just didn't call :mad: Arranged to get it fitted next week though :j
[STRIKE]Arrange friend to collect old vintage sewing machine I don't need[/STRIKE] Sent her a message.
[STRIKE]Text second friend to arrange dinner next week[/STRIKE] Done
[STRIKE]Email third friend to sort out when we're going out for dinner - I have a voucher so it's totally MSE :money:[/STRIKE] Done - awaiting reply!
Aim for a NSD Failed due to accidental ice cream. 'Twas excellent, I'm not sorry!
[STRIKE]Walk four miles[/STRIKE]
Watch yet more football
Continue resisting the urge to cry at the state of my house

I'm getting there...

Bagpuss741

Today I have/will:

1. Checked online banking
2. NSD
3. Surveys
4. Free Postcode Lottery
5. Tend to veggies (tomatoes looking a bit wilted, I'm watering them so don't know what's wrong:()
6. Meals from stores