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Mortgage & IVA/Trust Deed
plaidparty
Posts: 56 Forumite
Hi
I was hoping someone might be able to give me some advice.
My trust deed ended in 2008 and there is no trace of it on my experian credit file.
I am keen on getting a mortgage and have a good income as well as a small deposit.
Can anyone shed any light on if this will be possible and whats the best process for me to go through?
I note that on them mortgage calculators it always asks if I have experienced in CCJ or bankruptcy and I don't think my trust deed will come under that.
Thanks so much
I was hoping someone might be able to give me some advice.
My trust deed ended in 2008 and there is no trace of it on my experian credit file.
I am keen on getting a mortgage and have a good income as well as a small deposit.
Can anyone shed any light on if this will be possible and whats the best process for me to go through?
I note that on them mortgage calculators it always asks if I have experienced in CCJ or bankruptcy and I don't think my trust deed will come under that.
Thanks so much
0
Comments
-
Hi
Most lenders will either ask 'have you EVER entered into an IVA' or had an IVA in the LAST 6 years.
Find yourself a specialist broker who will be able to place you with a suitable lender. Currently going through the process after being declined by Natwest because of 'EVER'.
There are lenders who will consider ex-IVA, but I would recommend finding yourself a good broker who can help.
Good luck.
0
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