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Go into Bank Branch to Ask for Loan?
Comments
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Agree with the last couple of posters.
No offence OP, but your plan is terrible."Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."0 -
Are you a home owner? I'm self employed and because I'm not a home owner that automatically discounts me from a number of high street lenders no matter what shape my credit file is in.
Borrowing more money than you need for a rainy day isn't very sensible. What's the point on paying interest on money you don't have to borrow?
Either try snowballing your debt or switching your credit card debt to a card with 0% balance transfer.
No, I'm not a homeowner so assumed that would be another thing going against me
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You could apply for a loan for more than you need so that you get a lower interest rate but keep in mind that this will mean that your monthly repayments will also be higher.
And rather than keeping the excess money for a rainy day, use it to make an immediate overpayment to the loan.0
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