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Monday 30th June what small things will you do today?

determined_new_ms
determined_new_ms Posts: 7,884 Forumite
Part of the Furniture 1,000 Posts Name Dropper
edited 30 June 2014 at 8:53AM in Debt-free wannabe
When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.:money:


Morning :wave: Much happier Monday for me from most suspect as I am out of work for 2 weeks before starting my new job :j Last year I was between jobs for 6 weeks and it's great you relax in a way you don't when you're on holiday from work.

Trying to think what to do today. Think I'll take dgd to the soft play this morning, it's still free until Friday when she's 1 :T

It's quite hard to do very much with a 1 year old to entertain!

DFW things I'll try to do today:

* check banking
* do monthly finances
* all meals from stores
* get a cheesejack out of the freezer for dgd's lunch
* take snacks & drinks to soft play
* sand skirting boards on stairs
* go for a walk this afternoon
* change BB supplier
* pay plumber
* put up hooks in bedroom - have had to clear out wardrobe in spare room and no wardrobe in ours, current all our clothes are on the floordrobe :o
* read book this evening
* check onepoll

ok think that's all I'll manage! Have a great Monday everyone x
DF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £185
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Comments

  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    edited 30 June 2014 at 8:28AM
    Thanks for the thread DNM

    Must get back to regular posting!

    So todays plan...........

    Banks/cards
    Work on report (even though its sunny)
    Make more elderflower cordial - blog recipe here.
    Return sprayer to neighbour, bless he's trying to be so helpful
    A bit of hand washing (still umming and ahhing about machine in the flat)
    Something delish for tea
    MEAL PLAN
    Walk doglets
    Plant beans/peas up the shed posts
    Collect eggs from the new rehomed ex-farmfactorything chooks :) all gals looking really scruffy but happy.
    Bake something?
    A few dug up here and chums plants to pot/plant out
    A bit clearing up from the 'excessive pruning'
    Life paperwork to do - phone tax credits
    Check in with DD - skype?
    Finish forms for SAAS done all the online bit.

    Probably a whole heap more but that's me for now.

    Have a great Monday chaps - I'll be glad when this week and its work are done. Lots of report writing indoors
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Morning all.


    Unusually early post from me as hubbie was feeling well enough to walk the dogs this morning (need to make sure he doesn't overdo it) and I am in work already. Am meeting a friend for lunch - local pub does good £5 lunch deal which will be a nice treat.


    Today I will work, check bank accounts, laundry line drying, meals from plan (had lovely "roast" yesterday - special offer pork steaks, roast and new potatoes, carrot and swede mash, broccoli and roast onion gravy - all the veg apart from the swede was free from market trader my son helps in the line of his work) sort out some paperwork this evening.


    Have a good day all x
  • ziggy2407
    ziggy2407 Posts: 4,107 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 30 June 2014 at 7:53PM
    Good Morning All

    DNMS - Thanks for starting us off today

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    Many apologies for being AWOL for a while (lots of reasons - felt rubbish, didnt feel I was contributing to thread and an emergency trip to childrens A&E with son as he broke his wrist). Feeling bit down today as managed to hurt my back (we brought my mum home from respite care and I lifted her case into boot :( )
    Todays little list:

    Packed lunches for DH & DS - Done
    Washing & dry outside - Done
    Return Library Books - Done
    Check Banks - Done
    Check swapits - Done
    Bake -
    Meals from cupboards/freezer - Done
    Clear emails (& unsubscribe any no longer wanted) - wip
    Nectar Adpoints - 80 points today
    Knit - find new project - pouffe finished
    Enter a few comps -
    Read library book -
    Check www.freepostcodelottery.com - Done (not me but another Sheffielder)

    Have a great day, love you all xx

    C xx
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Hugs Ziggy - hope you feel brighter soon - always nice to see a friendly face! I've been the same with not contrubuting not feeling like I help but I do the small things everyday and its how I've paid off me CC's etc

    So it does work so we should all pop our faces in (when we feel) even if we don't feel like we help much :)

    More cordial brewing here - has Aldi still got sugar at 68p/kilo?

    The supersix with us this week were 49p

    https://www.aldi.co.uk/en/product-range/best-of-scotland/latest-super-6-offers/

    Radish
    Carrots
    Tatties
    Shroooms
    Cherry toms
    Grape snack pack.

    All lovely too I filled me boots :)
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Karen777
    Karen777 Posts: 416 Forumite
    Hello Can I join in please?
    Today I will - not go to the cashpoint or use my cards
    Get up to date balances on two of my ccs
    Get access back to one of my cc/od accounts because I went paperless and then lost all my internet banking details
    Make dinner from things in the fridge that need using
    Cheers :)
    Debt at highest - June 2013 - 26k/ March 2018 - 2500
    Proud to be dealing with my debts
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 30 June 2014 at 3:05PM
    Morning all :D

    Today I will do:

    [STRIKE]Banking
    YNAB reconciliation[/STRIKE]
    [STRIKE]Charge phone and iPod at work
    Walk four miles
    Return tops that didn't fit to John Lewis (they were on sale :A)
    Resist the urge to buy more tops in John Lewis :o[/STRIKE] :A
    [STRIKE]Lunch/snacks from stores
    Spanish chicken for dinner[/STRIKE]
    Try not to cry at the mess the house is in (We're getting our living room decorated and it starts today)
    Watch at least one of the World Cup matches
  • Hi All,

    Today I will:

    Check bank balance - Done
    Eat the work soup for lunch (64p for a small portion - so much less than i usually spend at work on lunch)
    Pay a cheque I have into the bank
    Plan my weeks meals to use up all the food in the cupboards/freezer before I shop again
  • mumofthetwins
    mumofthetwins Posts: 1,111 Forumite
    Morning guys

    todays list for me

    workout
    online banking / vsp / cc roundup
    charge phone at work
    eat lunch made from lo salad
    dinner at BF so dont need to buy anything so hoping for a NSD ;)

    have a good one ..

    lisa x
    DFW
    January £0/£11,100

    NSD
    January 1/31
  • foxgloves
    foxgloves Posts: 13,255 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 30 June 2014 at 12:45PM
    Hi Money Savers,
    A productive morning......good, as I need to tighten things up around here. Not happy with the bathroom fund going backwards instead of forwards. Think improving some of my self-sufficiency tendencies will be the key.
    *Managed to do 2 loads of washing on cheap overnight tariff.
    *All drying outside in the sunshine.
    *Did rubber chicken. It did roast dinner for two last night. Have divvied it up for fajhitas tonight, Chinese-style rice tomorrow, a packed lunch, & have made the rest into a pie with various veggies which needed using plus leftover gravy. Have topped it with sliced potatoes & will freeze for a hearty free meal next week.
    *Chicken stock bubbling away in slow cooker.
    *Made bread dough - 12 rolls now proving on the hob.
    *Make tomorrow's packed lunch & work snacks.
    *Prepped veg for tonight's meal. Did crafty little skim of the pepper tops, diced & froze ready for next time I make a pizza.
    *Picked fresh herbs & made a salsa.
    *Picked salad stuff needed for meals today.
    *Did a few surveys.
    *Phoned in code for a free knitting mag.
    *Delve into recycled jar cupboard and then......
    *Go out & pull some rhubarb & make rhubarb jam.
    Will probably get some more of my knitting done later (for the present box) but we have a new cat & he really, really likes to be entertained!
    Ziggy - Sounds like you've been having a bit of a week. Hope this one is better!
    f x
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • hi Guys

    its been a while

    thanks for starting us DNMS

    ziggy hope you feel on the up soon xxx

    my wee to do list
    check banks
    start menu and budgets
    start work at 3pm drag my bag along the street
    a few washes on the line

    that's me xxxxxx
    debt total £71k AGE 47 TRY TO BE DEBT FREE BY 50
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