How to be Skint but still Sparkle on the way to a better future......

SkintAndSparkly

Hi All

First post to my diary after a LBM and much revision of these forums for some time I realise I need to get my finances in order one way or another.......(i'm sure there's a song lyric in there somewhere)

The Plan
Budget & stick to it.
If it has to bought on CC, Overdraft, Loan its not being bought!!
Make do & Mend
Packed lunches for work
No takeaway coffees/meals
No clothes (will make do I have a bursting wardrobe)
No toiletries (except where I generally have run out of essentials like Toothpaste & Deo)
Weightloss

Sparkle
I start a new job shortly, after a period of unemployment which has led to the financial difficulties. As its a new job and I want to make a good impression I don't want my personal business spread about the workplace so I need an outlet to vent it all otherwise I might explode..... Messy thought that.... so thanks you guys for those that wanna share the ups and downs of trying to sparkle my way out of skintdom.

Things to do today
New starter forms
Housework
Sign up to some challenges to keep my motivated

Achievements todate
Get a new Job Done
This weeks shop £23.74 target was £25 :T
Stock take of Toiletries , won't need anything this month

Skint&Sparkly

SkintAndSparkly

The Plan
Budget & stick to it.
If it has to bought on CC, Overdraft, Loan its not being bought!!
Make do & Mend
Packed lunches for work
No takeaway coffees/meals
No clothes
No toiletries
weightloss

Sparkle
Sunday today! need to nip to the shops and bag a bargin on OH's drink and a mug for a friend which she is reimbursing me for on Tuesday. Weather looks grr so I guess no stroll in the sunshine. Must weigh myself in a min to see the damage of the last few months so I know how much I need to do.

Things to do today
New starter forms (started but didn't finish yesterday)
Housework (Did most of it yesterday just Living room blitz left)
Supermarket for drink & Mug (neither of which I am paying for lol)

Achievements todate
Signed up to the July GC for £150
Weight taken & measurements........ oh the shame.
Started the big declutter

Skint&Sparkly

SkintAndSparkly

The Plan
Budget & stick to it.
If it has to bought on CC, Overdraft, Loan its not being bought!!
Make do & Mend
Packed lunches for work
No takeaway coffees/meals
No clothes
No toiletries
weightloss

Sparkle
Had a nice day out in the sunshine today and a trip to the gym all very healthy healthy, plus a lovely catch up with a friend I don't get to see too often

Things to do today
Print off review
spend as little as possible


Achievements todate
1p roadkill got some weird looks as I picked it up but its better in my pocket than in the gutter.
Spent less than I expected while out.

Skint&Sparkly

SkintAndSparkly

The Plan
Budget & stick to it.
If it has to bought on CC, Overdraft, Loan its not being bought!!
Make do & Mend
Packed lunches for work
No takeaway coffees/meals
No clothes
No toiletries
weightloss

Sparkle
Recovering from sickness myself and my other half last night, only seems a fleeting thing but both of us definitely going to be on light gentle foods tonight. Got to brave the shops as the milks date is today and I don't want to risk anything if both tummies are fragile. Had a lovely weekend away all paid for by OH. New start tomorrow getting myself all psyched up for a brand new job which for me feels like a move out of my comfort zone but onto bigger things . Just hope I can Impress.

Things to do today
Print off review - didn't do it and must eat this frog
spend as little as possible at the supermarket ps don't forget the bin bags


Achievements todate
House clean and tidy with OH help.
Paperwork all filed

Olivia-Louise_2

Look forward to following

*subscribes*

SkintAndSparkly

Hi Olivia-Louise good to have you along for the ride.

Achievements todate
House clean and tidy with OH help.
Paperwork all filed
Supermarkets done £20.10 spent (bin bags not forgotten):money:Umbrella also purchased so I can sparkle and not look like a drowned rat on my first day if it rains.
Packed Lunch prepped and in fridge ready
Work outfit picked out & Ironed ready

garfield1983

Hi Skint and Sparkly

Firstly, well done on your new job and good luck for your first day. Secondly, great layout - I love it, easy to read and digest... I may 'borrow' the achievements section for my diary (first instalment completed today).

Good luck on your journey, I look forward to reading more and follow with as much motivation and enthusiasm. GF x

SkintAndSparkly

The Plan
Budget & stick to it.
If it has to bought on CC, Overdraft, Loan its not being bought!!
Make do & Mend
Packed lunches for work
No takeaway coffees/meals
No clothes
No toiletries
weightloss

Sparkle
Day 2 of the new job completed and WOW, feel like I fit in more in the new place already than I did in my entire time I was at the previous job. It must be home my mug is already in the tea room:rotfl:... Priorities

Thought I might need the umbrella for my trip home.... was saved by the passing of raincloud 15 minutes before I left.... all still sparkling

Thanks for the compliment Garfield, its partly down to trying to remind myself why I am here and what my aims are so they become habits and partly because it simply helps me stay positive about these hard changes. There are so many little achievements we all do on a daily basis but we forget them so easily because they may seem small and not worthy. If it helps you too by all means "borrow" and I wish you all the best in your journey.

Things to do today
Spend only on Traveling exps
Record all spends so far this month on spread sheet
Research some bits for work to refresh my knowledge

Achievements todate
Packed lunch consumed (technically recycled from yesterday as it was meant for yesterday but wasn't eaten):p
Made packed lunch for tomorrow
Remembered some more names of people in work :T (I find this so hard)

SkintAndSparkly

The Plan
Budget & stick to it.
If it has to bought on CC, Overdraft, Loan its not being bought!!
Make do & Mend
Packed lunches for work
No takeaway coffees/meals
No clothes
No toiletries
weightloss

Sparkle
Week one down at work, need to source a suitable bag as my handbag just isn't going to cut the mustard, small pencil case, practically speaking. and find my decent winter coat, its somewhere in this damn house, but can I find it! its like its been morphed into some kind of disguise.

This horrid weather has also forced me to unearth some of my winter scarfs, not that I have a shortage lol I can certainly sparkle on this front :rotfl:.

Looking forward to a lie in tomorrow :T right now time to sit down with my Orange juice and chillax lol

Things to do today
Food shop
Record all spends so far this week on spread sheet
Research some bits for work to refresh my knowledge

Achievements to date
Packed lunch 5 days out of 5 :j
Only spent on traveling costs, no coffees, cakes or bacon rolls

Lost 1lb and no I don't want to find it again

Skint&Sparkly

SkintAndSparkly

The Plan
Budget & stick to it.
If it has to bought on CC, Overdraft, Loan its not being bought!!
Make do & Mend
Packed lunches for work
No takeaway coffees/meals
No clothes
No toiletries
weightloss

Sparkle

Can safely say been thrown in at the deep end with the new job, no one in the dept has been there more than a month before me as all predecsors left, Actually enjoying the fast pace although felt a little in need of a chillax day today.

Had fab news about OHs job they have asked him to work 6 days in exchange for letting him have a garenteed weekend day off each week so we get more chance to spend some time togethor. Regretably my days are early starts his are late finishes and to be honest its been a bit one in one out for the last 3 weeks but we just laugh and joke about it and it allows us to save up some more funds.

Things to do today
Food shop - done
Record all spends so far this week on spread sheet - done higher than i would have liked but OH bday bits there too
Chillax

Achievements to date
Another unit done.
Found a game i love online for free.


Skint&Sparkly

patman99

Nice to know you are enjoying your new job. It is nice to find a job you enjoy.