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AIP and late mail order payments.

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Comments

  • kingstreet
    kingstreet Posts: 39,315 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Jeff01 wrote: »
    It also says opt in. Does that mean it was a full credit check?
    AFAIK it means you have opted in to the edited register of electors.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Jeff01
    Jeff01 Posts: 10 Forumite
    Thanks for taking the time to reply Kingstreet. Since the full mortgage application went in yesterday they have done a second search on me which shows up under table 2 on equifax. I called equifax and they informed me anything under table 1 is a full on credit check and anything under table 2 is a soft search. The first check they done on me for my aip was under table 1.
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