We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
HTB & Mortgage - correct sequence?

breakingbad
Posts: 130 Forumite

Hi,
We are currently waiting on our DIP from Nationwide (was referred) but FA tells us Nationwide are experiencing 48-72h delays at present.
We have found the newbuild house we want, and paid the reservation fee.
Can we go ahead and apply for the HTB equity loan without the DIP, so that when (fingers crossed) the DIP comes through, we will have the Authority to Proceed ready to go with the full mortgage application? Or do we need the DIP to do the HTB application?
Thanks
We are currently waiting on our DIP from Nationwide (was referred) but FA tells us Nationwide are experiencing 48-72h delays at present.
We have found the newbuild house we want, and paid the reservation fee.
Can we go ahead and apply for the HTB equity loan without the DIP, so that when (fingers crossed) the DIP comes through, we will have the Authority to Proceed ready to go with the full mortgage application? Or do we need the DIP to do the HTB application?
Thanks
0
Comments
-
You should get the ATP from HTB before you get a DIP0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards