New Job

Cheddargorge

Hi All

Our plan had always been to apply for a mortgage towards the end of this year. We have worked really hard to pay down all our debts and are now very close to where we need to be. However, a job opportunity has come up which is closer to home and pays more. Would me getting a new job prevent a mortgage approval? If so, how long do most lenders require you to be in job prior to application? I have been in employment since university with no gaps for the last 7 years.

Thanks for your help!

Kirstyb1987

Most require you to have passed probation but there are some lenders who don't.

nick12

We've just applied with my oh being in the middle of her 6 month probationary period and there were quite a few lenders that were OK with it as it was a similar role to the previous job and there were no employment gaps (Santander, Skipton, Halifax are just a few off the top of my head, there were a number of others).

When the time comes just go through a decent broker and it shouldn't be a big issue.

newbridge

As nicky12 said, go through a decent broker. I had a mortgage approved in 2nd month of my probation!