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Getting my life back on track financially

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So my husband and I earn 49k a year and have 15k of debt.

We have:

Barclaycard 11k
Vanquis 1500
capital 1 7500
aqua 600
very 1200

I pay all minimum payments on time.

I am going to pay an extra 20.00 off c1, vanquis and aqua every month to chip away at those debts.

Very will be paid off in July 2015.

The barclaycard we hope to have paid off in 4 years or so.

So it begins with the month of July. All minimum payments but will pay an extra £60 across three cards (£20 each). Its not much but a start
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