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Mortgage help,
Saturnsky
Posts: 10 Forumite
We have sold our flat and made a large profit therefore are able to put down a 30% deposit on a house we have seen.
My husband missed 5 mortgage payments in 2011/12 therefore we have gone to a broker who has put us to g e money. The full application has gone to Solent Mortgage Services and has now been passed to G E. From submitting the application to now it has been 8 weeks. We have been told G E are behind on their underwriting so haven't officially signed the mortgage but everything looks fine. The valuation fee etc has been taken therefore I'm assuming this has been done.
We earn £61000 between us and only need a £119000 mortgage.
What I wanted to ask is how likely do you think we are to getting accepted?
My husband missed 5 mortgage payments in 2011/12 therefore we have gone to a broker who has put us to g e money. The full application has gone to Solent Mortgage Services and has now been passed to G E. From submitting the application to now it has been 8 weeks. We have been told G E are behind on their underwriting so haven't officially signed the mortgage but everything looks fine. The valuation fee etc has been taken therefore I'm assuming this has been done.
We earn £61000 between us and only need a £119000 mortgage.
What I wanted to ask is how likely do you think we are to getting accepted?
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