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Thursday 26th June - What small DFW things will you do today?
mooomin
Posts: 13,703 Forumite
When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:
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Comments
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Morning folks

My list is:
[STRIKE]Washing - do and hang up outside
Banking
Charge phone at work[/STRIKE]
[STRIKE]Packed lunch/freebies from work events
Dinner from the freezer[/STRIKE]
[STRIKE]Walk four miles[/STRIKE]
Go to the gym for induction :eek: This is a DFW activity as I joined three weeks ago and have been too self-conscious to attend

Work out my budget for next month as I get paid tomorrow
Have a good day everyone!0 -
Morning moomin :wave: thanks for starting us off! Good luck at the gym
I keep meaning to ask, what festival did you book to go to? Am thinking about going to the calling festival on Sunday as Stevie Wonder & Jack Johnson are playing & I love both of those! 69 for the ticket & 35 to see each of them is a bargin!
Its Thursday & my penultimate day at work :eek: 3 meetings & going out for lunch with some of my team
Have such mixed feelings about leaving my job. Some aspects of the company, particularly how I feel I am being treated by senior management & HR makes me so mad, but other things make me sad. I've never left a job without it being my decision before, so guess it comes with the territory...
Anyway! DFW things for today:
* check banking
* gave dd $10
* B/D from stores
* hang some washing up
* washed up
* vacuum & polish before going to work
* packed up dgds bag & put in car
* sanding woodwork in hallway tonight
* check onepoll
* submit expenses
* change bb supplier
* other than lunch not spend any money
Early night again. Have a great day xDF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £1850 -
I'm booking things for the Edinburgh festivals. I've got a fund I save in to every year - I don't spend a £2 coin from September

This year I have two book festival events and (so far) 12 Fringe shows booked.
I love living here :rotfl:0 -
Today I have/will:
1. Checked online banking
2. NSD
3. Surveys
4. Nectar Adpoints
5. Free Postcode Lottery
6. Eat more fruit (I made cookies yesterday and ate too many so feel rather ill today:o)
7. Sort nails out
8. Try to fix the car cradle for my phone
9. Meals from storesTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0 -
Good afternoon everyone
All this talk of Festivals has got me thinking I need to plan some stuff for the summer hols (will be looking for free or very cheap things).
Today I have will:
- walk dogs before and after work
- breakfast, lunch and dinner from stores (having leftover tagine stew which was really tasty
)
- check bank accounts (son1 still hasn't transferred his keep grrrr)
- talk to son2 about options for next year now his chosen course is not running
- working and not spending today
- plan meals and write shopping list
- update spreadsheet (really behind with this)
OH is signed off all next week and needs to go back for another x-ray (has pneumonia) to see if he needs to continue with antibiotics and rest (he is getting better but very slowly). Might see if he feels up to a bit of e-bay research/selling - he is getting a bit bored, not the most patient patient
Thinks that's all. Best wishes x0 -
Afternoon Thursday Savers,
Today's small positive things:
*Save energy by sharing nice hot bath water & using leftover hot kettle water to soak a white shirt.
*Cleaned house using minimal products.
*Checked veggies for pests/problems.
*Weeding so veggies can thrive & provide us with lots of food.
*Finished yesterday's list.
*Pick more lettuce for tonight's salad.
*Do next week's meal plans.
*Write shopping list.
And that will have to do for today.
f x
Oh...except for knitting some more of nephew's jumper for the present box. Will probably get some of that done tonight.2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!0 -
Hello all,
Today I'm going to:
[STRIKE]- Sign off[/STRIKE] :T:T
[STRIKE]- Have leftovers for lunch :cool: [/STRIKE]
[STRIKE]- Walk for an hour/2.5 miles[/STRIKE] :T
[STRIKE]- Update budget to relfect 2 incomes[/STRIKE]
[STRIKE]- Write a review[/STRIKE]
[STRIKE]- Start on website & design logo[/STRIKE]
[STRIKE]- Re-write 'emergency sheet'[/STRIKE] - for OH in case I die :eek: (I'm 20!)
[STRIKE]- Check where Morrisons cashback offer has disappeared to[/STRIKE]
- Fill out P50 form for tax rebate
- Finish legal letter
- Contact landlord/begin court proceedings -_-
- Put some laundry on, hang it outside
- Phone Sky & ask for refund as they have overcharged
Have a good afternoon all!0
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