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MotorMile Finance advice
Jane79
Posts: 1 Newbie
I'm being harassed by MotorMile Finance regarding an alleged outstanding debt (£250) from Pounds til Pay Day dating back to Sept2008. I thought the debt was clear however I've moved banks a couple of times since so this is going to be tricky to prove.
I've asked MMF on numerous occasions to provide written confirmation of the outstanding debt but nothing has been sent. Then two days ago I received a 'notice of satisfaction' from them to say the account was now closed. However I received a call from them this evening to say that the letter had been sent in error & the debt was still outstanding. I'm a stay at home Mum these days & also heavily pregnant and I would appreciate any advice anyone can give. This is the first time I've heard from PTP in nearly 6 years, so will they still be able to chase me after September? Thanks.
I've asked MMF on numerous occasions to provide written confirmation of the outstanding debt but nothing has been sent. Then two days ago I received a 'notice of satisfaction' from them to say the account was now closed. However I received a call from them this evening to say that the letter had been sent in error & the debt was still outstanding. I'm a stay at home Mum these days & also heavily pregnant and I would appreciate any advice anyone can give. This is the first time I've heard from PTP in nearly 6 years, so will they still be able to chase me after September? Thanks.
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Comments
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Hi,
If its six years since you last paid, or acknowledged the debt in writing, then it may be statute barred, MM are horrendous to deal with, I would write back and say that you have already requested proof of this debt, and you consider the account to be "in dispute", and unless they do provide you with evidence, you will not correspond with them again.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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