Connaught Collections

Jessicarabbit1982

Hi all,

I've had a letter today from Connaught Collections advising that their solicitors will shortly seek to obtain an attachment of earnings order.

Are they able to do this? I've been making token payments on the defaulted amount for a number of months now, not a great deal but as much as is manageable.

Just wanted to ask if they can do this and also if anyone has any advice of how best to deal with this?

Thanks in advance.

fermi

Only if they already have a CCJ.

Jessicarabbit1982

Thanks Fermi. If a CCJ had been recorded would this have confirmed in a letter? Sorry I'm really not too sure on how these things work.

fermi

You should have had correspondence from the court if one had been obtained.

Sometimes it gets sent to an old address though.

Can check your credit files and registry trust if you think they may have sneakily obtained a CCJ without you knowing.

Jessicarabbit1982

Ok thanks, I will have a look at my credit report and see. Definitely had nothing from the court so that will be interesting.

Thanks again.

Jessicarabbit1982

Ok so I have checked Noddle and a CCJ was registered on the 31st May 2014. Any advice on what I do next to try and avoid this attachment of earnings?

Thanks.

fermi

Call National Debtline ASAP on 0808 808 4000

See: https://www.nationaldebtline.org/EW/factsheets/Pages/12%20EW%20County%20court%20-%20how%20to%20set%20aside%20a%20judgment/Default.aspx

eyeopener2

Hi, you raised your initial ccj worries a couple of months ago when you received the court claim form, what did you do at that point?

DevCoder

Jessicarabbit1982 wrote: »

Ok so I have checked Noddle and a CCJ was registered on the 31st May 2014. Any advice on what I do next to try and avoid this attachment of earnings?

Thanks.

At this stage, since you appear to have had the court papers (by your previous posts) for defence, then really you only have two options. Pay the debt or allow the attachment of earnings as a payment plan.

fermi

eyeopener2 wrote: »

Hi, you raised your initial ccj worries a couple of months ago when you received the court claim form, what did you do at that point?

If that is the case, and it was ignored or not paid, then probably not a lot you can do.

Jessicarabbit1982

The previous post was relating to CCJ paperwork that had been received in my husbands name relating to a different debt, this has been completed and returned. The letter received today relates to a debt in my name that I have never seen any court paperwork for.