Loan for Holiday??????

Lily-Rose_3

Wow, the OP of this thread is living proof that people who go to university are not necessarily bright and smart and intelligent, with a decent amount of common sense...

(Some are of course, but this is proof that not EVERYBODY who is a 'university graduate' is smart and intelligent.)

jaylee3

Yes borrowing £15K for a holiday is a ridiculous and stupid idea.

That said, I know several people who have borrowed £15K to £20K for their wedding.

Is borrowing it for a holiday, any more stupid than borrowing it for a wedding?

FTR, I think they're both ridiculous, and I wouldn't borrow that much for a wedding OR a holiday!

iolanthe07

I think the original post must be a wind-up.

BillJones

jaylee3 wrote: »

Is borrowing it for a holiday, any more stupid than borrowing it for a wedding?

Marginally so, I think, but I agree with you that it's similar.

Clive_Woody

BrassicWoman wrote: »

whatever happened to inter-railing with a back pack and doing farm work on the way?

I went inter-railing on a very limited budget after finishing my degree and it was brilliant.

I did extend my bank overdraft but I had a fully funded PhD place to come back to so I knew that I could work on reducing my overdraft. This was nearly 20 years ago and I was able to discuss this plan with my local branch bank manager who thought it was a great idea and was happy to extend my OD limit. I think if I had asked him for £15k he would still be laughing now.

Joe_H.

Caroline_a wrote: »

£15k for a holiday???!! Where on earth are you going? Jupiter??

I laughed!

Lolla83

Wow. Just wow. I did not realise people on here could be so rude. That'll be the last time I ask a question.

For the record, it's very long and complicated why we would need £15k for this trip, which is not something I wanted to go into, I was just asking a basic question. Yes it does include more than one person, with illnesses, hence why it's coming to so much. Perhaps before being so rude you would all stop to consider that people's circumstances and what has happened to them might not be detailed in these posts (as it's really none of your business as not directly related to the question posed).

Please in future consider that A. You do not know what is going on in people's lives, if you did know you wouldn't be saying things as above; B. Alas there is no need to be rude; and C. Insulting my intelligence because you are too ignorant to consider other people's personal circumstances? Don't even bother.

I really shouldn't even have to justify my question but for your information, it was actually someone who works for a bank that suggested to me about giving a "more important" reason for getting the loan...which did make me feel uneasy which is why I wanted to check here, because I thought you were all nice people and could give me a little advice. I am mistaken.

'Keyboard Warriors' is a phrase that comes to mind! Please think about people's feelings before hitting 'Submit Reply'.

dealer_wins

Lolla83 wrote: »

Wow. Just wow. I did not realise people on here could be so rude. That'll be the last time I ask a question.

For the record, it's very long and complicated why we would need £15k for this trip, which is not something I wanted to go into, I was just asking a basic question. Yes it does include more than one person, with illnesses, hence why it's coming to so much. Perhaps before being so rude you would all stop to consider that people's circumstances and what has happened to them might not be detailed in these posts (as it's really none of your business as not directly related to the question posed).

Please in future consider that A. You do not know what is going on in people's lives, if you did know you wouldn't be saying things as above; B. Alas there is no need to be rude; and C. Insulting my intelligence because you are too ignorant to consider other people's personal circumstances? Don't even bother.

I really shouldn't even have to justify my question but for your information, it was actually someone who works for a bank that suggested to me about giving a "more important" reason for getting the loan...which did make me feel uneasy which is why I wanted to check here, because I thought you were all nice people and could give me a little advice. I am mistaken.

'Keyboard Warriors' is a phrase that comes to mind! Please think about people's feelings before hitting 'Submit Reply'.

With respect people can only comment on what you have posted. We are not mid readers.

If you wanted accurate, reinvent and in this case sympathetic advise, then post as much detail as possible, explaining that this is not someone "blowing" £15k on a holiday, but that there is an issue with illness etc

getmore4less

CKhalvashi wrote: »

I think £15k sounds a little OTT, too.

Our holiday is probably going to cost us £2500 this summer (family of 4 for 6 weeks) and around 40% of that is flights.

I'm not known to skimp, either.

Thats £10pppd must be somewhere dirt cheap.

Gaz83

Lolla83 wrote: »

Wow. Just wow. I did not realise people on here could be so rude. That'll be the last time I ask a question.

For the record, it's very long and complicated why we would need £15k for this trip, which is not something I wanted to go into, I was just asking a basic question. Yes it does include more than one person, with illnesses, hence why it's coming to so much. Perhaps before being so rude you would all stop to consider that people's circumstances and what has happened to them might not be detailed in these posts (as it's really none of your business as not directly related to the question posed).

Please in future consider that A. You do not know what is going on in people's lives, if you did know you wouldn't be saying things as above; B. Alas there is no need to be rude; and C. Insulting my intelligence because you are too ignorant to consider other people's personal circumstances? Don't even bother.

I really shouldn't even have to justify my question but for your information, it was actually someone who works for a bank that suggested to me about giving a "more important" reason for getting the loan...which did make me feel uneasy which is why I wanted to check here, because I thought you were all nice people and could give me a little advice. I am mistaken.

'Keyboard Warriors' is a phrase that comes to mind! Please think about people's feelings before hitting 'Submit Reply'.

What a tube.