Nationwide mortgage calculator question

dgtazzman

Can anybody tell me what I would need to include in the 'regular monthly costs you think we should know about' section of the Nationwide mortgage calculator to get the most accurate figures out of it? Is this purely for credit commitments, or should things like energy bills etc. be included in that figure?

My wife has decided she wants to leave me and wants off the mortgage, so trying to see if my income alone is enough.

kellysaxo

C/tax
Childcare
Gas
Electric
Water
Sky/virgin
Mobile phones
Childcare
Transport
Food
Credit card payments
Loan payments

May as well put as much in as possible as this will be asked at full app stage

Hope this helps

Kelly

dgtazzman

most of those are actually covered separately, there is just another box at the bottom with basically 'others', without specifying what falls under that term. I would assume Virgin and mobile phones would fall under it, just not sure if household bills would.

Thrugelmir

Hobbies, interests, pastimes could all fall under other expenditure.