Halifax Mortgage Process - Historical LBG Defaults

fightingback4mykids

I know these sorts of questions drive everyone mad because nobody can say for sure, but whilst I am waiting I am driving myself mad searching previous threads and speculating...
Anyway, here is the situation:
I got a DIP from Halifax on 16/5 with an 'A' pass whatever that is. Was asked to provide 1 months pay slip and identity proof when I was ready to proceed.
Full application on 17/6, applying for £230,000, 69% LTV. We earn £110000 joint. We currently have a mortgage of £188000 with Halifax, we are just porting our current deal to a new house and borriowing some more.
A hard search has been registered on my Experian file, and I have paid for the survey which is being done tomorrow.
My mortgage adviser (in branch) said she had everything she needed, that the full credit search had been done, and that it did not go to underwriters as such as she did that, and as I provided all the information for the full app that was the process she was completing herself. She also said all affordability had been calculated and the amount they could offer was based on that.
Spoke to her today and she said she just needed the valuation report.
Now for the rub, we had big financial issues in the past including defaults, some of which were with LBG. Not really relevant on this thread why, but I am happy to explain if asked.
All settled, all off our credit reports which are now squeaky clean. I was honest in the mortgage interview, she said Halifax ask for 'have you in the last 6 years' not have you ever. I told her no, not in the past 6 years but I could not answer that way if it was 'have you ever defaulted or come to an arrangement'. She said that was accurate as the question was 'in the last 6 years'.
Will they have already picked up any internal issues? I can't tell how long they keep internal records for, but I work in Financial Services and my company have policy rules that mean we don't even credit search if there is internal adverse history, although that is only for accounts that are still live and running.
She has said she will be in a position to proceed to offer on Friday or Monday and the waiting is murder so I was just wondering if anyone in the know has any idea about this internal data question. There is nothing at all on our current record that would cause a problem.
Many many thanks in advance.

Funny_old_game

They only require defaults if less than 6 years old, otherwise they wont see them and ignore them. You'll be ok.

fightingback4mykids

Thanks for the response. I know nobody can tell us whether we will definitely get the offer or not, I guess I just would love to know what the process/ rules are i.e. when they look at internal Customer file etc. It would seem madness not to check it right at the beginning to preclude on policy/ criteria people they weren't willing to lend to but who knows what goes on!