Make an offer of payment

Bosshugo111

Wha if you are already living on every £ & penny you get and literally can't afford to make payments to pay a debt off?? What will happen? It's gone to court and ccj against me

hohum

You're spinning your wheels here. Right now, this is an immaterial question because you have no idea what the situation really is, and what your options are.

You are starting multiple threads about the same subject. This makes it difficult for other posters to advise you accurately.

So here's my advice:

- in answer to your question, if it has gone to court you will probably have to complete a financial statement and negotiate with creditors to pay back an affordable amount. They can't have what you haven't got.

- now STEP AWAY from the keyboard, stop worrying about ifs and maybes and get yourself down to your local CAB. Focus on the most urgent and important issue, which is a) findin out whether you do have a ccj b) finding out where your correspondence prior to that went and then c) possibly applying to have judgement set aside and informing creditors of what you will be doing.

You will need your energy and faculties for this so focus and stop putting your worry into things that haven't happened yet.