Tuesday 24th June - What small DFW things will you do today?

determined_new_ms

When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:


Morning :wave: ah what a beautiful morning it is Sitting here with a coffee savouring peace & quiet for a short while. I can hear dgd upstairs babbling but for the moment she is happy so I'll leave her!

DFW things for today:

* [STRIKE]check banking[/STRIKE]
* work out house spends over the last few weeks & update ss
* [STRIKE]work out cc spends for the last month[/STRIKE]
* pay workman for work last week
* [STRIKE]check onepoll[/STRIKE]
* change energy supplier - definitely doing this today!
* speak to oh about changing phone & BB provider
* write letter & post
* [STRIKE]hang out washing[/STRIKE]
* do another load & hang out
* all meals from stores
* look through fridge to see what needs using up
* do portuguese homework & some practice
* Portuguese class tonight, friend's turn to drive
* working from home, saving petrol and time
* go through villages to drop dgd at child minders (cutting out about an hours traffic )
* make shepherds pie while at home this afternoon
* sit in the sun at lunchtime and read book (on new decking )
* contact IT about my expenses claim. Something went wrong so won't get paid this week...
* went to farm shop & bought a couple of bits of veg for £1.13 rather than going to the SM and spending £20 :T
* was going to buy sugar to make a cake but remembered I have some scones in the freezer will get one out for dgd's tea

Ok think that's my lot.... Have a lovely day whatever you are up to x

mooomin

Morning

My list:

Buy tickets to the Book Festival (Not DFW, but I've saved up for it so the money feels free)
[STRIKE]Adpoints[/STRIKE] Earned 17
[STRIKE]Nectar surveys[/STRIKE] Managed a 60 pointer, and it took nowhere near as long as it said
[STRIKE]Banking[/STRIKE] Nowt unexpected
[STRIKE]Input info to YNAB
[/STRIKE]Charge phone at work
Packed lunch
Dinner from freezer
[STRIKE]Hang up washing inside (sadly. Looks like it might rain later!)[/STRIKE]
Walk four miles
Aim for a NSD - I'm starting to forget what they are...

ShootForTheMoon

Morning Gang!!

Thanks for the starter DNMS!
Hope everyone is well and loving the sunshine!!
It's my last day off this week before a hectic set at work (Glastonbury!!) so fully intend to make the most of it!!

Here's my little listy:

Check banking

Meal plan for the rest of this week

Hit Mum's posh gym on a free day pass - train and use spa facilities

Borrow a book I've been wanting to buy from Dad

Take the mothership to Cardiff shopping - lunch and dinner on her plus a treat or two, no doubt!

Adopt a few tomato plants Dad has grown for our allotment

Check shifts and arrange away days / get togethers with the family over the summer holidays

Tag along on to Mum and Dad's trip to Center Parcs with my cousins in July!! Yay!

Book dentist appt over here for next time I'm home (much cheaper in Wales!!)

Call at allotment on way home and pick any produce & plant goodies from Dad!


Think that's about it for now my lovelies!! Enjoy your day!!

Shoot xxx

MinnieMousesMummy

Good morning everyone, I never got around to posting yesterday due to being very busy with work. What a silly billy I posted my list on Mondays thread

DNMS – Thanks for starting the thread off this morning.

List for today (won’t be a very mse day for me as need to get car ready for mot)

Check bankingDONE
Do work that is in diary for today (working from home, so will save on fuel)DONE
Check onepoll
Working on laundry mountain
Get wipers and tyres for carDONE
Get DH to check over the car ready for tomorrow
All meals from storesDONE
Take dd horse ridingDONE
Do course work that is in for todayDONE
Nectar adpointsDONE - 20points
Schedule new work that has come inWork In Progress
Contact company that is doing uniform to see when it will be ready (I feel like a kid waiting for Christmas)
Look into RM surveys (Anyone know how I sign up?)
Start making a list of how much is owed and whereWork In Progress

I think that is everything for today, Hope everyone has a good Tuesday

mumofthetwins

Morning guys
Boys scooters turned up yesterday ... Few !!

Today's list is as follows :
Check banking /vsp
Packed lunches
Make dinners from stores
Charge phone at work
Look at energy (when I moved into house it had key meters and have never gotten around to changing them)
Call Virgin to see about changing to just bb as never used phone and only watch free view in anyway so just need an extra feeviw box.
Portion cake up I made last night and freeze any leftovers
Get kids pics done for travel pass or they need to pay adult fares when they move to big school (only 11)
Workout - yesterday was rest day

Have a good one guys
Lisa

foxgloves

Morning Money Savers,
Thought I'd better come on & type out my list for motivation. Just been tooooooo chilled out since we got back from camping! So here it is:
*Saved a bit of energy by using bath water to wash our tent carpet as it fell victim to some exploding beer. Drip drying outside on line. Done.
*Rubber chicken. Done! Had roast yesterday. Have divvied up the rest for chicken salad tonight, spicy Mexican chicken pizza, stew & 2 packed lunches. Carcass bubbling away in SC for stock.
*Make tomorrow's packed lunch.
*Fill all our tiny plastic containers with value dried fruit for work snacks.
*Finish knitting Dad's socks for the present box.
*Make loaf (it's in the BM)
*Water veggies & feed toms, cukes, aubs, courgettes & squash.
*Trawl through seed box to get ready for more seed sowing tomorrow.
*Pick lettuce & rocket for tonight's salad.
*Washed big pile of razor clam shells we collected on the beach last week. They make nice plant labels. Look classier than plastic plus biodegradable.
*Got hair almost dry before finishing it off with the dryer.
*"Use-it-up'" still going strong. Almost finished a weird lip gloss that had been lurking in the back of a drawer. Also using up a hair styling spray I don't much like. I bought it, therefore adding a few more chemicals & plastic waste to the environment, so the least I can do is use the wretched thing up!
*Start weeding red onion bed if I have time.
Hmmm. Feel a little bit more motivated now. Will just glug Mr f's work coffee which he left behind this morning & will crack on.
F x

solvencyseeker

Hello all,


At work today, earning not spending. Hubbie is on the mend but it will be very slow we think.


So today I have/will:


- walk dogs before and after work
- Had breakfast at home and brought packed lunch to work
- Charged phone at work (and did a bit of photocopying )
- Check bank accounts
- Make stock from Sunday's chicken carcass (has been in fridge)
- Jacket spuds for tea can cook while I am walking
- Plan next few days meals (out of sync with this as have been making nice things for hubbie to tempt him to eat. He ate a rather large portion of pasta last night so I think he is getting his appetite back)
- research student rooms for son 2 - we are going to see one on Saturday, I'd like to have at least one more to see as a reserve choice (it's quite a long way to travel)
- put laundry in this morning, must phone sons and ask them to hang it out


Hope you all have a good day x

mooomin

[STRIKE]Buy tickets to the Book Festival (Not DFW, but I've saved up for it so the money feels free)[/STRIKE] Done! Now the real work begins - getting money back from people who I've bought tickets for
[STRIKE]Adpoints[/STRIKE] Earned 17
[STRIKE]Nectar surveys[/STRIKE] Managed a 60 pointer, and it took nowhere near as long as it said
[STRIKE]Banking[/STRIKE] Nowt unexpected
[STRIKE]Input info to YNAB
[/STRIKE][STRIKE]Charge phone at work[/STRIKE]
[STRIKE]Packed lunch [/STRIKE] Least night's jambalaya. Nom!
[STRIKE]Dinner from freezer[/STRIKE] Doing a cheat version of cassoulet with some reduced sausages.
[STRIKE]Hang up washing inside (sadly. Looks like it might rain later!)[/STRIKE]
[STRIKE]Walk four miles[/STRIKE] I'm up to 3.5 so far, so I'll definitely get this done.
Aim for a NSD - I'm starting to forget what they are. Missed this. Had to spend 97p posting a letter.

On the bright side, there was a conference in my office and free food leftover - I have free quiche and grapes for lunch tomorrow

lobbyludd

thanks for the thread

nsd
took lunch in (ate at 11, then as I was caving at 2, leftover nibbles and sandwiches were liberated from an all day meeting )

bake brownies and make ice lollies for littlies
more leftovers for tea.
checked banking
adpoints
swagbucks minimums