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*creeps back in*
clarab_3
Posts: 691 Forumite
Hello 
I always said I was going to take a month off and take my first holiday in 5 years. As it turns out I took 2 months out (having lost two stone on the DFW diet, and needing new clothes desperately). I've managed not to add to my debt, and make my minimum payments throughout but now I really need back on the wagon.
I've set myself a £20 a week budget for the next 4 weeks, I've got a barrelload of housework to do, and 6 days of overtime coming back which is going straight to paying off that credit card!
I need you to keep me strong! Life off the leash has been seductive, but I cant wait for that to be my life full time... I think I can do it in 2 years if I stick with it.
I always said I was going to take a month off and take my first holiday in 5 years. As it turns out I took 2 months out (having lost two stone on the DFW diet, and needing new clothes desperately). I've managed not to add to my debt, and make my minimum payments throughout but now I really need back on the wagon.
I've set myself a £20 a week budget for the next 4 weeks, I've got a barrelload of housework to do, and 6 days of overtime coming back which is going straight to paying off that credit card!
I need you to keep me strong! Life off the leash has been seductive, but I cant wait for that to be my life full time... I think I can do it in 2 years if I stick with it.
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Comments
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Welcome back - now get debt busting with a vengance
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
welcome back hun... keep popping in and you will hopefully stay on the waggon... 2 years will fly by 0
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Thanks you guys - hypno, your sig reminds me just why I have to get my head round matched betting - thats stunning!0
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Keep on that wagon hun, 2 years pah! its nothing and will go by like a fárt in the wind!You can touch the dust but please don't write in it !
Would you like to speak to the man in charge, or the woman who knows whats happening?0 -
Hiya and welcome back...it'll be over before you know it xxJanuary budget
Nothing left!0 -
Keep up the good work clarab. I am at the start of my debtbusting journey. Partner & i owe £32.5k & all you people are giving us the inspiration to get ourselves out of this mess. More than half of your debt paid in less than 2 years. I hope that we are saying the same in less than 2 years time. All the best.Debt at LBM(July 1st 07)-£35,053.92 Debt on 1st Anniversary of LBM(July 1st 08)-£33,170.11 (31st January 09)-£32,318.73Paid off so far £2,735.19(7.8%) Average paid off p.m. £143.95 L/H supporter 115 DFD target February 2018 DFD March 2028. PAD(Started 28/12/08) £253.77 £10 a day Feb £110/£280 WEDDING Paid off £1,585.96 Saved Up £925.400
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Hi ClaraB - Welcome back - we've missed you! :beer:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Welcome back
Jan 1st 07 Car loan £4830.46@12% Personal Loan £11,517@8% variable Overdraft £1500 July 2009Halifax-£0Debt free date 14th July 2009 :j0 -
welcome back! Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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