We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Has Anybody Set Up A Citibank Basic Account?

applied on internet , they have sent papers out today, if i am going through process of iva would i be able to have o/d facility?

Comments

  • misspoppy
    misspoppy Posts: 1,009 Forumite
    Part of the Furniture Combo Breaker
    Hi

    a basic bank account won't let you have an overdraft so are you sure you are applying for a basic bank account? You shouldn't be having any further debt with an IVA and quite frankly I wouldn't have thought you would want it.
  • hi , if u go to reclaim charges help thread - post 5 from edinburgh lass it tells u about citibank basic accounts.........I Dont want o/d just want to know if u receive debit card and can u withdraw from any cashpoint????
  • james32_uk
    james32_uk Posts: 1,223 Forumite
    No you cant have an overdraft facility if you are in an IVA. It would be in breach of the conditions.
    Debt as at 12th July 2006 - £61,345 :eek: :eek: :eek:
    Debt free 21st Oct 2011.

    All thanks to :money:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.