Started new job - No pay till 4th July - Help?!

Happy_bunny

Started a new job on the 9th, signed off JSA - Only been signing on a couple of months and cancelled Housing benefit claim.

Problem is I've now had all the JSA due, just over £200 quid but most has been swallowed up by bills and D/Debits already, really struggling, live alone and as frugal as possible but will be skint by next week

Is there any help available? I know that crisis loans used to help in circumstances like these but they've gone!

Anyone able to offer any advice?

DCFC79

Whats the money for ? If for food there are food banks.

Any bills left to be paid ?

pmlindyloo

Happy_bunny wrote: »

Started a new job on the 9th, signed off JSA - Only been signing on a couple of months and cancelled Housing benefit claim.

Problem is I've now had all the JSA due, just over £200 quid but most has been swallowed up by bills and D/Debits already, really struggling, live alone and as frugal as possible but will be skint by next week

Is there any help available? I know that crisis loans used to help in circumstances like these but they've gone!

Anyone able to offer any advice?

Problem is by the time you have tried to apply for any help available your pay will have arrived!

So some suggestions:

Speak to Job Centre Plus and ask if they have a discretionary fund to help with anything.
Advise all your creditors of the situation and ask for some breathing space.
Borrow from family and friends.
Ask work for an up front payment from your salary.

Just make sure you can feed yourself - everything else can wait.

Cancel any DDs so that you do not incur any bank charges and then reinstate them when you have some money.

It is really important that you let everyone know so that you don't get any demands or threatening letters. They are usually very helpful.

Happy_bunny

Not too worried about the bills - main worries are food, electric and gas - obviously on JSA my cupboards have become somewhat bare!

LittleVoice

Happy_bunny wrote: »

Not too worried about the bills - main worries are food, electric and gas - obviously on JSA my cupboards have become somewhat bare!

How much money do you actually have right now?
If you pay for electricity and gas upfront for a meter, how much do you normally spend daily/weekly for each?
How much do you allow yourself for food?
Are there other non-discretionary spend items arising before 4 July?

[Deleted User]

Go back to the job centre and ask for help then?

Find out how flexible holidays are? eg can't get to work day of time, if you can

You cancel all d/d's for a month

Smile sweetly at loved ones

Look into other ways to travel to work which maybe cheapest

Failing all else you look to a reputable lender, and remember it could be worse, you could be expected to pay into whatever prezzie collection is doing the rounds or expected to be social

Tell youself and repeat I will get though this, I've done much of the above except taking hols