mbna payment plan & settlement HELP??

edsjad

grey_lady wrote: »

Being on an arrangement with mbna doesnt mean you cant claim back the
charges - i did :-) but after i'd paid them back. How much exactly do the
fees come to? as in - how much of the 7260.94 would they wipe out?

that's brilliant!! I've never tried to calculate it - as ive said, i've been 3 years with no card and my final amount has gone up by at leat 1500 in that time, specially since jan this year. I will write and ask and loo through my statements too. thank you so much for responding - good to hear of your success. jauqie

rog2

You CAN claim back any penalty charges, which have been applied over the last 6 years, such as late payment fees and excess balance fee charges, in the same way as claiming back your Bank Charges. Personally, if you are trying to go for a Full and Final Settlement, I would leave this until after you have agreed, in writing, a settlement figure.

edsjad

rog2 wrote: »

You CAN claim back any penalty charges, which have been applied over the last 6 years, such as late payment fees and excess balance fee charges, in the same way as claiming back your Bank Charges. Personally, if you are trying to go for a Full and Final Settlement, I would leave this until after you have agreed, in writing, a settlement figure.

thank you - i will do that. thinking about it, i ;don't think i will go for the settlement now - it means borrowing more money. - but i will take your advice by getting any settlement in writing. thanks.