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Halifax to cease lending to existing homweowners in new HTB-EL cases?
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Is it not a requirement for htb agent that the customer has a IFA & you have to put there details on the application, so if you are going direct with the halifax branch would you just put their details or would you still need to see an advisor even though you know you will have to use the halifax branch and do it direct with them rather than the advisor?0
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Taking too big a share of the HTB - EL market, according to the trade press.Kingstreet - why do you think they have changed?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
50% of all EL mortgages are with Halifax, apparently...I am a mortgage adviser.You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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It does feel that when I was buying - it came down to Nationwide or Halifax. I originally had a DIP with Halifax but went with NW over incentives.
I wonder if we now see rates increasing for EL mortgages - as it seemed NW were marketleading with the best rate!0 -
Halifax back in the HTB - EL market for homemovers (via brokers) tomorrow.
New max loan £250k, up from £150k for all.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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