We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Re-mortgage

Yates78

Yates78 Posts: 23 Forumite

16 June 2014 at 10:07PM in Mortgages & endowments

Hi
My current two year fixed rate will end in nov 2015. Can I ask how the new mortgage rules affect re-mortgage applications?

0

Comments

Thrugelmir Posts: 89,546 Forumite

16 June 2014 at 10:18PM

Remortgage is switching lenders , if you remain with your existing lender then it's switching product. So different scenarios.

0
Yates78 Posts: 23 Forumite

17 June 2014 at 5:46AM

Thanks so it would be easier to obtain a new product through existing lender then in theory?

0
kingstreet Posts: 39,186 Forumite

17 June 2014 at 8:22AM

Eighteen months in the future and not knowing which lender we're talking about makes this impossible to speculate.

I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
0

This discussion has been closed.

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

Categories

All Categories
349.7K Banking & Borrowing
252.6K Reduce Debt & Boost Income
452.9K Spending & Discounts
242.6K Work, Benefits & Business
619.4K Mortgages, Homes & Bills
176.3K Life & Family
255.5K Travel & Transport
1.5M Hobbies & Leisure
16.1K Discuss & Feedback
15.1K Coronavirus Support Boards

MSE News

Martin Lewis: 'WASPI' women affected by State Pension age rise should beware 'steep rise' in scams
If you're a woman born in the 1950s, be on high alert for scams offering compensation for those affected by changes to their State Pension age. MoneySavingExpert.com (MSE) founder Martin Lewis has warned so-called 'WASPI' women to be extremely careful, as there's been a reported "steep rise" in the number of scams targeting this group – with some even using Martin's name.
Small pension pots to be automatically combined in future under Government plans – here's what it could mean for you
If you have a number of small pension pots you've built up over years of changing jobs, they may be automatically combined in future under new Government plans. This could make it easier to stay on top of your pension savings and reduce costs – but it's still very early days, and we don't yet know exactly how the scheme will work in practice.
Martin Lewis: Aged 20 to 25? Trick to get a FREE four-year railcard worth £100 from Santander
If you're aged 20 to 25, there's a trick right now that can get you a free four-year railcard worth £100 via the bank Santander. MoneySavingExpert.com founder Martin Lewis takes you through it.
Went to an employment tribunal between 2013 and 2017? Can you reclaim £100s?
Tens of thousands who overpaid employment tribunal fees are now due a share of £13 million, which could be worth £100s. But refunds aren't automatic, so you need to act to get your money back. Here's what you need to know.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Autumn Budget 2024: what it means for you – including minimum wage rises, changes to benefits and more
The Chancellor Rachel Reeves has today announced a host of changes to benefits, transport and more in her Autumn Budget. Here's what's happened and what it means for your pocket.
Autumn Budget 2024: what it means for you – including minimum wage rises, changes to benefits and more
The Chancellor Rachel Reeves has today announced a host of changes to benefits, transport and more in her Autumn Budget. Here's what's happened and what it means for your pocket.