Debt Recovery Charges ????

SAMI_2

A fine that was due to be paid has been referred to a debt recovery agency, I have made one payment on this towards the total amount, however, the other payments under the payment plan have failed to go through. Therefore the debt recovery have added extra charges to the fine, which now total over the original fine. Can they do this???? How do they ever expect me to pay off the debt if they keep adding charges ????

They are now threatening baliff action if the total amount is not paid, which I can't afford to do. I have offered to set up a payment plan to pay off the debt, but they have told me I have only one chance to do this, which I have failed to meet. Is this fair ???????

HELP - HOW CAN I REACH AN AGREEMENT WITH THEM !!!!!!!!!!!!!!!!!!!!!!!!

rayday2

Can you prove that you sent payments - do they appear on bank statements or if you paid by cheque can you send the dates and list cheque numbers.

If so write to them with the above saying you took up your one chance and have been paying regularly. Tell them you want the charges refunding back too.

SAMI_2

The payment arrangement was set up as a certain amount every month. The first payment was late as I thought I had called their automated payment line and thought this had gone through, but it hadn't. Therefore a late payment charge was added. The second payment was sent by cheque and this cheque bounced as I had sufficient funds in the account. Would these reasons count?