Upon Receiving A Letter From A DCA

wrkactjob

If you receive a letter from a DCA requesting payment for an old debt which you believe to be SB what is the first letter you should send them?

Prove It?

CCA?

or..SB template?

or all three?

I have obtained my stat £2 reports from all 3 agencies and they are all clean but suspect they will add my details to their various Tallyman/Debt recovery databases and I may be getting a letter very shortly.

Thanks for advice on how to proceed.

double_mummy

how confident are you that it is SB?
what type of debt is it?
when was it opened?

wrkactjob

double_mummy wrote: »

how confident are you that it is SB?
what type of debt is it?
when was it opened?

No payment or acknowledgment since June 2007...unsecured credit card/loan...debt was opened probably 2006.

Thanks

harveybobbles

Ignore them.

Or write back to them to thank them for the toilet paper.

fermi

If you really feel you want to reply rather than ignore, then I would perhaps start with a basic

--> https://forums.moneysavingexpert.com/discussion/2607247

then go from there based on an response, if there ever is one.

wrkactjob

Thanks to you both.