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a thank you thread
asparagus1968
Posts: 1,787 Forumite
it's my birthday today, the first debt free one for over 20 years.
This year, the money/vouchers I got can be spent on nice things for me, instead of bills/ debts etc.
Thanks to all with the advice, enthusiasm, inspiration and stories I have taken along the way, to all those on the journey, best wishes and good luck, stay strong.
having some lovely wine.......
This year, the money/vouchers I got can be spent on nice things for me, instead of bills/ debts etc.
Thanks to all with the advice, enthusiasm, inspiration and stories I have taken along the way, to all those on the journey, best wishes and good luck, stay strong.
having some lovely wine.......
LIVE SIMPLY * GIVE MORE * EXPECT LESS * BE THANKFUL
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Happy birthday.. xsealed pot challenge 099
2013 £365 in total
2014 ???? Target £400
debt 1 [STRIKE]6753[/STRIKE] [STRIKE]6386[/STRIKE] 0000 debt 2 [STRIKE]4973[/STRIKE] [STRIKE]4731[/STRIKE] 0000 debt 3 [STRIKE]3673[/STRIKE] 0000 debt 4 [STRIKE]2400[/STRIKE] [STRIKE]2239[/STRIKE] 0000
OH debt [STRIKE]3800[/STRIKE]2780
Bank of Mum [STRIKE]£2750[/STRIKE] 20000 -
Happy birthday! All the more special being debt free. Enjoy having some guilt free treats!SPC # 348 2014-£169.07/2015 - £156.89
GC 2014 Feb-Dec £2931.62
GC 2015 Jan £216.93/£220 Feb £291.97/£215 Mar £213.64/£220 Apr £207.62/£220
DFBXmas2015 #40 - £3,474.61/£4,0000 -
Happy birthday and congratulations!
:bdaycake:Debt as of March 2018, £794 rent arrears £4273.7 debt, £900.70 in pay day loans, total £5968.40 :eek:. Total debt today £5968.40
Rich people stay rich by living like they're poor. Poor people stay poor by living like they're rich.0 -
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asparagus1968 wrote: »it's my birthday today, the first debt free one for over 20 years.
This year, the money/vouchers I got can be spent on nice things for me, instead of bills/ debts etc.
Thanks to all with the advice, enthusiasm, inspiration and stories I have taken along the way, to all those on the journey, best wishes and good luck, stay strong.
Ah Happy Birthday
Hope you've had a fab day, I so get the being able to "enjoy the birthday money" rather than feeling grateful that it reduces a little debt pressure! Hopefully I'll be joining you next year but for now I'll raise a glass to your birthday and your success :
Kate xFinal no going back LBM 20/12/10Debt Jan 2011 [STRIKE]£28217.65[/STRIKE][STRIKE][/STRIKE] DMP start 01/02/11 -[STRIKE][/STRIKE]
Debt free[STRIKE][/STRIKE][STRIKE][/STRIKE]26 September 2014:beer:
£2 Savers Club - 2012 no 105 2012 Sealed pot challenge no 1282 DMP mutual support thread No 405Proud to HAVE dealt with my debts:j0 -
Happy birthday!PAYDBX 2016 #55 100% paid! :j Officially bad debt free...don't count my mortgage.
Now to start saving...it's a whole new world!!0 -
happy belated birthday!!!
I hope you ave a fab one but don't forget all of the MSE ways to make your birthday money stretch that little bit further
:-)Thanks to money saving tips and debt repayments/becoming debt free I have been able to work and travel for the last 4 years visiting 12 countries and working within 3 of them. Currently living and working in Canada :beer: :dance:0 -
From one Gemini to another - happy birthday We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0
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_party_ Congratulations friend !!! :beer:I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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Happy Birthday for yesterday.
It was my birthday a few days ago and I realised it will be my last birthday in debt, roll on next year.Debt-Free day 30th September 20140
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