stuck in a rut

uptheswannee

hi
i,m 58 stuck in a crap job on minimum wage (231.00 a week)
the atmosphere is horrible due to some of the management team acting like hitlers but hey at least i,m working
however after paying the rent £126 I am left with £105 to pay off
overall debts nearly £2000 as well as monthly phone bill travel to work
car tax insurance mot leaving nothing for any social or holiday
i have recently cut my mobile from £15 to £7.50 and making use of talk talk pay early, discount 15% saving about £6 a month
i have reducing overdraft with coop 40 a month currently £560 co op think card which though advertised 12.9 is now 18.9 £500
argos card £675
loan from mum towards car £350 (skoda felicia) £250
just looking for better ways of reducing loans within budget not
a debt plan
no way i can get tax credit or any other benefit which is really frustrating
any suggestions gratefully received
thanks

livilove

It's hard I can understand, what about looking for better job at the same time?

uptheswannee

thanks for suggestion i know that is part of the answer
,however the issue i really need help with is getting this debt down
asap, in a way that does not involve debt plans
i have done ebay that doesn't online surveys just rip off
so have tried various ways
any suggestions thanks