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final furlong

shinner
shinner Posts: 670 Forumite
Seventh Anniversary Combo Breaker
in Debt-free wannabe
I am now on paper officially debt free. OH getting there and I now only have family to pay back. This should mean that without stressing I will be 100% debt free in 12 months.
Thanks to the lovely advice of the people on this board.
sealed pot challenge 099
2013 £365 in total
2014 ???? Target £400
debt 1 [STRIKE]6753[/STRIKE] [STRIKE]6386[/STRIKE] 0000 debt 2 [STRIKE]4973[/STRIKE] [STRIKE]4731[/STRIKE] 0000 debt 3 [STRIKE]3673[/STRIKE] 0000 debt 4 [STRIKE]2400[/STRIKE] [STRIKE]2239[/STRIKE] 0000
OH debt [STRIKE]3800[/STRIKE]2780
Bank of Mum [STRIKE]£2750[/STRIKE] 2000

Comments

  • dubs57
    dubs57 Posts: 97 Forumite
    :TCongratulations it must be a wonderful feeling!!
    Member 116 2 pound savers club:) 167 virtual sealed pot challenge:j
  • shinner
    shinner Posts: 670 Forumite
    Seventh Anniversary Combo Breaker
    It really is amazing I feel that I may for once actually be able to start and enjoy my life. Mortgage is the next thing to tackle. Started a small overpayment that means I will be reducing my mortgage by 2 years hopefully next year I can make a bigger dent.
    sealed pot challenge 099
    2013 £365 in total
    2014 ???? Target £400
    debt 1 [STRIKE]6753[/STRIKE] [STRIKE]6386[/STRIKE] 0000 debt 2 [STRIKE]4973[/STRIKE] [STRIKE]4731[/STRIKE] 0000 debt 3 [STRIKE]3673[/STRIKE] 0000 debt 4 [STRIKE]2400[/STRIKE] [STRIKE]2239[/STRIKE] 0000
    OH debt [STRIKE]3800[/STRIKE]2780
    Bank of Mum [STRIKE]£2750[/STRIKE] 2000
  • BeingMe
    BeingMe Posts: 158 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    Congratulations :)

    I've just started out on my debt free journey so reading posts like yours where people have have successfully managed it are really motivating.

    Good luck with the last little bit and getting mortgage free too.
    Debt free 2016
  • moohound
    moohound Posts: 1,209 Forumite
    Debt-free and Proud!
    Well done you :)

    being free of debt is amazingly liberating and empowering, enjoy :T
    ISA £1675 :DMiniMoohound savings £3685.86 :T Plus £3800 CTF :)
    'MrMoneyMuststache' my new hero, Martin Lewis my long time hero
    Poacher turned Gamekeeper
    Roadkill rebel No 52 Aug £1.34p Sept 24p Oct 5p Nov 5p Sealed pot Challenge No 403 £176.66(2014) :staradmin NOV NST No 20
  • sourcrates
    sourcrates Posts: 32,036 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Welcome to the club shiner :wave: !!
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Congrats!

    - David.
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
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