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Is it even worth trying?
Comments
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Joint outstanding credit card balances 9,600
On salary1 also a loan, outstanding 5,500 (monthly 170)
On salary2 car lease payments monthly 212
The above bits jump out at me. The lender may well wonder how you'll afford a mortgage if you've not managed to live off your salary so far.
Is your credit card balance reducing at a decent pace?0 -
BillJones we're paying as a minimum 200 per month (which is still more than minimum payments) or sometimes can put couple of hundred more in, depending on a month. How fast should they be going down to look like a good pace?0
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