marlin financial and Mortimer Clarke

Stuh

if your gonna go with the cca request i did it today and it was not cheap came to £6.55 but that was for 2 x cca letters sent 1st class recorded post along with the mandatory £1 postal order for each, if i hear anything i will report back.............

harveybobbles

Stuh wrote: »

if your gonna go with the cca request i did it today and it was not cheap came to £6.55 but that was for 2 x cca letters sent 1st class recorded post along with the mandatory £1 postal order for each, if i hear anything i will report back.............

How the hell did it cost you £6.55?

EDIT: forgot the robbing !!!!!s at the PO charge 50p per Postal order.

EDIT pt2: Send 2nd class. It's cheaper.

Stuh

wanted it there this week so i can count the days quicker to try and sort these things out i should have got a breakdown as i was a little stunned but hey-ho i would not have known about the cca request without this forum so thanks to mse!

harveybobbles wrote: »

How the hell did it cost you £6.55?

EDIT: forgot the robbing !!!!!s at the PO charge 50p per Postal order.

EDIT pt2: Send 2nd class. It's cheaper.

Stuh

got a reply from marlin stating they are seeking paperwork from the original dca who were Britannica recoveries SARL interesting this as the original debt was with EGG as i checked my records as well. Will not be making a payment this month like i usually do until they can enforce the agreement.......more to come i think!

eyeopener2

jules6810 wrote: »

Thanks for this information, does she not need proof that they actually now own this debt and have the right to collect it?

Sorry if I sound ill informed, this is all new to me, just trying to help her, shes in such a mess financially

Yes, you do need proof from these clowns that she owes the money and they have the right to collect it.

Would you send money to me just because I said you should? No, you wouldn't.

Make these people work, make them prove that what they say is true. It can strengthn your bargaining position if they do come back with something. At the very least it gives you time to gather thoughts and work out what your repayment amount will be.

harveybobbles

Jules, I'd just ognore these goons.

Stu, if you get a discount on a debt, it means they have paid pennies for it or there is no paperwork to hand..

..the next letter you will get from Marlin is to say they are passing the debt back to the OC.

Stuh

harvey when the debt was passed from Britannica to marlin they immediately gave me 50% discount with a PS marker blah blah this shows they paid pennies for it like you said so i am interested in their next move!!
Jules i got a reply back from Marlin within 3 days but my situation may be different! on the other hand the othe dca i wrote to have not replied yet!!

jules6810

I will update this for future help to others. My Friend is now dealing with this herself and has had advice else where. She sent a cca request and received a partial credit agreement, the page that is signed, but no t&c's. So she is requested the rest of the agreement and other information at present. I think this puts the account into dispute till this information is provided. Thanks all for your help, this has given her a starting point