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Started on the DFW road ... yay !
mumofthetwins
Posts: 1,111 Forumite
Well I have decided I need to face up to things and I have started on the DFW road ... I have paid my OD off and have now started on CC1.
I do have a holiday booked for next year but I'm saving separately for that and if push comes I can always use a cleared card for spends if needs be.
I have transferred over some money from ebaying which I paid straight off and some change I had lying in the house ... £610 off already .. yay !!
I have another £630 due in that I want to pay of on Monday and still have a few hundred spare in current account, and a couple of thousand in my savings which i have put to one side get cheapy flights for next year when they are realised in October
...
Feeling pretty pleased with myself already :T
im already old styling and manage pretty well with budgeting so fingers crossed I will clear both cards by this time next year (my Barclaycard is alot higher but not 100% sure how much yet)
Lisa x
I do have a holiday booked for next year but I'm saving separately for that and if push comes I can always use a cleared card for spends if needs be.
I have transferred over some money from ebaying which I paid straight off and some change I had lying in the house ... £610 off already .. yay !!
I have another £630 due in that I want to pay of on Monday and still have a few hundred spare in current account, and a couple of thousand in my savings which i have put to one side get cheapy flights for next year when they are realised in October
...Feeling pretty pleased with myself already :T
im already old styling and manage pretty well with budgeting so fingers crossed I will clear both cards by this time next year (my Barclaycard is alot higher but not 100% sure how much yet)
Lisa x
DFW
January £0/£11,100
NSD
January 1/31
January £0/£11,100
NSD
January 1/31
0
Comments
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Congratulations !! :beer:
I wish you luck with it ! ! :TI’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Thanks sourcrates
It's pretty exciting at the minute ☺️ ... I'm trying to decide wether to use my savings to pay cc1 off then I can always use that if I need to or not Adi am going to need to pay for my flights for holidays at the end of the year ???
Decisions
LisaDFW
January £0/£11,100
NSD
January 1/310 -
Hi
That's great that you are getting a good grip on your debt- don't forget to keep some money spare for unexpected events so that you don't end up in debt again if possible!
Well done!0
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