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What should i expect after the OR interview
kerryboo
Posts: 97 Forumite
Hi All
Just a quickie, i had my OR interview over the phone about three weeks ago. What happens now am i to expect a letter confirming the outcome of the interview?
feeling a little worried as i have not heard anything
Thanks
Just a quickie, i had my OR interview over the phone about three weeks ago. What happens now am i to expect a letter confirming the outcome of the interview?
feeling a little worried as i have not heard anything
Thanks
BR 7th June 2007 at 10.10am and feeling great
OR Interview done - Early Discharge 17th December 2007 :j :j :j
:j :j :j
2007 Comping Challenge - Started July 2007
Need to Win £215.88 / Won so Far £56.50:p
:j Bebivita baby food £2.50 - 2x football tickets £54.00:j
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Comments
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hi kerry ,
what the interview like i just become bankrupt today !!!??
Just wondered what they asked youAll i want to do is save save save
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Hi kerryboo.
Were there any matters that were not resolved in the interview?
I got pretty much everything sorted out in the one interview, and so didn't hear a peep from the OR for months.
It seems that if there are no further issues like an IPA to set up or assets to deal with then it normally goes very quiet for a bit after the interview.
The OR's are very busy and don't normally ring/write unless really needed.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
no ipa but my uncle has had to buy my car back, thanks fermi for your help BR 7th June 2007 at 10.10am and feeling great
OR Interview done - Early Discharge 17th December 2007:j :j :j
2007 Comping Challenge - Started July 2007
Need to Win £215.88 / Won so Far £56.50:p:j Bebivita baby food £2.50 - 2x football tickets £54.00:j0
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I heard nothing until IPOQ followed by early discharge 6 months later0
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Posthinking wrote: »I heard nothing until IPOQ followed by early discharge 6 months later
Same as me then. Except no discharge yet for me yet. 
Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
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About four weeks after my OR interview (held at OR office) I received a letter to state that a Trustee had been appointed. I received two letters, from the trustee. The next letter that I received, from OR, was confirmation of my early discharge.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
whats a IPOQ? BR 7th June 2007 at 10.10am and feeling great
OR Interview done - Early Discharge 17th December 2007:j :j :j
2007 Comping Challenge - Started July 2007
Need to Win £215.88 / Won so Far £56.50:p:j Bebivita baby food £2.50 - 2x football tickets £54.00:j0
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IPOQ = Income Payments Order Questionnaire.
Sounds scary, but they use this form to review your income and expenditure when needed. It's pretty much just a repeat of that small part of the SOA asking about I&E you originally submitted for BR.
Receiving an IPOQ is a common part of the 'Early Discharge' process to check that your circumstances haven't changed before the OR goes ahead with it.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
thanks fermi your the best x BR 7th June 2007 at 10.10am and feeling great
OR Interview done - Early Discharge 17th December 2007:j :j :j
2007 Comping Challenge - Started July 2007
Need to Win £215.88 / Won so Far £56.50:p:j Bebivita baby food £2.50 - 2x football tickets £54.00:j0
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