We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Hello, I'm new!
LuCy_2-2
Posts: 1 Newbie
I know I won't be the first to say this but I've been lurking in the shadows for a while and finally decided to join
Myself and my partner have just bought our first home together after being sensible in our teens and saving as much as we could! We're both mid 20's now and feeling very grown up!
The only debt I have (Other than our 30 year mortgage) is a £2,500 overdraft which kept growing while buying bits and pieces for the new house. Bit naughty of me as I knew I was overspending but the excitement overcame me.
So my goal is to get that cleared as quickly as I can, makes me feel on edge knowing I owe money
I've always thought the advice and help on this site was great, so I hope I can offer some in return!
So hello, and nice to meet you!
Lucy
Myself and my partner have just bought our first home together after being sensible in our teens and saving as much as we could! We're both mid 20's now and feeling very grown up!
The only debt I have (Other than our 30 year mortgage) is a £2,500 overdraft which kept growing while buying bits and pieces for the new house. Bit naughty of me as I knew I was overspending but the excitement overcame me.
So my goal is to get that cleared as quickly as I can, makes me feel on edge knowing I owe money
I've always thought the advice and help on this site was great, so I hope I can offer some in return!
So hello, and nice to meet you!
Lucy
0
Comments
-
hi! <waves>0
-
Hi LuCy,
Welcome (from another newbie).
If you can keep managing your overdraft and reduce it then good for you. :j
All I say to you is read lots on here;Read about people's situations, their mistakes and what the concequences are a learn from their mistakes. I wish I found this forum a loooooooong time ago because I wouldn't be in anywhere near as much debt now if I had.
Good luck with everything.
Steve0 -
Hia,
Good luck clearing the overdraught !!:jI’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards