We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Bank Account upgrade
chimaera_2
Posts: 43 Forumite
Hi all,
About 6 or 7 weeks back i wrote and said that i was being given back the use of my Woolwich basic bank accoount along with its Electron Card.
Over the last couple of weeks i have had some mail saying that the Woolwich is closing and my account will be transfered to its parent bank, Barclays.
I received my new Barclays card this morning and its a full blown debit card (not an Electron).
My main question is should I look upon this as a bonus, or should I be cautious as Barclays was a creditor included in my BR (as Barclaycard, not a bank account).
The account is not used for salary, that goes into wifes account (she did not go BR with me), just for a small allowance i am given by her each month for fuel etc.
What are any thoughts on this ?
Thanks,
Chimaera
PS: forgot to mention that my BR date was January 2007
About 6 or 7 weeks back i wrote and said that i was being given back the use of my Woolwich basic bank accoount along with its Electron Card.
Over the last couple of weeks i have had some mail saying that the Woolwich is closing and my account will be transfered to its parent bank, Barclays.
I received my new Barclays card this morning and its a full blown debit card (not an Electron).
My main question is should I look upon this as a bonus, or should I be cautious as Barclays was a creditor included in my BR (as Barclaycard, not a bank account).
The account is not used for salary, that goes into wifes account (she did not go BR with me), just for a small allowance i am given by her each month for fuel etc.
What are any thoughts on this ?
Thanks,
Chimaera
PS: forgot to mention that my BR date was January 2007
BR - late January 2007
Early Discharge - early August 2007 (6 months 2 days)
Early Discharge - early August 2007 (6 months 2 days)
0
Comments
-
Sorry not sure on the answer to this one but I am sure someone will be along soon who will.BSCno.87The only stupid question is an unasked oneLoving life as a Kernow Hippy0
-
woooo! it looks like their left hand doesn't know what their right hand is doing doesn't it!??? somehow i've got this idea that these banks are having far more to do with each others than we normal mortal people really know... nationwide for example has some sort of links with hsbc; at least they are using the same swift -codes.....
sorry can't help you more, but i would like to say: it looks like the big brother is watching...0 -
From other threads I believe the link between Woolwich and Barclays is that Barclays have bought out Woolwich.
See this thread, that may also have useful info.
http://forums.moneysavingexpert.com/showthread.html?t=477639
OP was:hi my hubby went bankruct in oct 05 he was discahrge a year latter we have a coop cash minder acount what was set up after the bankructy but today i had a letter from the woolwich saying that they are trasfering my acount to barcleys as they are merging with them so can we use this account it wasnt disclosed in hubbys bankructy as we had not used it for ages and forgot about it it would be nice to use it as it is a proper bank acoount with check book check visa debit and a 100 overdraft or would we be breaking the law by useing it i should mention that my hubby had a barcley credit card what was included in his bankrupcty so what do you thinkFree/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
I received my new Barclays card this morning and its a full blown debit card (not an Electron).
My main question is should I look upon this as a bonus, or should I be cautious as Barclays was a creditor included in my BR (as Barclaycard, not a bank account).
I banked with Barclays prior, during and post bankruptcy. I didn't have any debts with them so I don't know how much that swayed things but IME, they were fantastic.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.8K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards