Tuesday 10th June - What small DFW things will you do today?

determined_new_ms
determined_new_ms Posts: 7,867 Forumite
Part of the Furniture 1,000 Posts Name Dropper
edited 10 June 2014 at 8:01AM in Debt-free wannabe
When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:


Morning :wave: happy Tuesday to you all! Today is a waiting game for me _pale_ something I'm not very good at! Waiting to hear about the interview yesterday & also I know they are shortlisting for the job I applied for yesterday and I really want an interview! Fingers crossed for me guys....

DFW things for today:

* speak to oh re having a meeting over finances today
* [STRIKE]check banking & cc [/STRIKE]
* write and post letter
* send an email to cancel the training session I was due to go to today. I do kinda want to go but it will mean 3 hours of travel on top of the session & don't want to give my work that time!
* work from home
* check onepoll
* put washing on the line
* all meals from stores
* [STRIKE]something out of freezer for dinner[/STRIKE]
* make cinnamon buns & peanut butter granola
* repot plants - jeez I can't believe I still haven't done this!
* do some Portuguese practice
* text friend to arrange lift to Portuguese tonight
* change utility tariff
* try to remove some silicone. This stuff is evil!
* put weedkiller on the driveway
* do a job search

Think that's all I'm going to do today. Hope it's MSE everyone :D
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195

Comments

  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 10 June 2014 at 3:30PM
    Good morning :D

    My list:
    • [STRIKE]Banking[/STRIKE]
    • [STRIKE]Pay credit card bill[/STRIKE] Turns out I couldn't pay it yesterday because the transactions hadn't gone through and it wouldn't let me pay when it thought the balance was cleared
    • [STRIKE]Adpoints[/STRIKE]
    • [STRIKE]Nectar surveys[/STRIKE] Nowt doing
    • [STRIKE]Charge phone at work[/STRIKE]
    • [STRIKE]Packed lunch[/STRIKE]
    • [STRIKE]Dinner from freezer
    • Four miles of walking[/STRIKE]
    • [STRIKE]Go and see Frankie Boyle perform[/STRIKE] Two hours to go!!:D:D
  • Morning everyone.

    Yesterday was a slightly spendy day. I bought some hair dye for £1.99. Also spent £1.38 on a drink and a pasty as was still hungry :o.

    I am feeling positive today. So here's today little list.

    * all bathrooms cleaned
    * had a shower

    still to do

    * Swagbucking
    * surveys
    * go to job 1- OT
    * go to job 2
    * try not to spend anything
    * clean kitchen
    * ironing.

    That's all for now.

    Have a good day all.
    Savings for H2B Loan Annual £10, 774.65/£40,000Emergency Fund: £0/£1000 Car Maintenance Fund £0/£900
    Mortgage:October. 2013: £87,264 Sept ‘19 £72,812.65
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 10 June 2014 at 9:34PM
    Good Morning All

    DNMS - Thanks for starting us off tody, everything crossed for you <3

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    Didnt quite manage all I intended yesterday as was tired :o so todays list:
    Packed lunches for DH & DS - Done
    Check Banks - Done
    Check swapits - Done
    All meals from cupboards/freezer - Done
    Bake -
    Craft (few picture orders) - 5 done today!
    Make 2 x new home cards - Done
    Filing & Shredding - Done
    Clear emails (& unsubscribe any no longer wanted) - wip
    Nectar Adpoints -
    Knit - Done a bit but getting heavy (mega chunky & 12mm needles)
    Enter a few comps - Done a few
    Read library book -
    Check www.freepostcodelottery.com - Done

    Have a great day, love you all xx

    C xx
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker

    [*]Set up OWL to monitor elec usage

    I'm sure this is some kind of posh monitor thing, but I had a mental image of one of the Hogwarts owls standing guard when you try and boil the kettle :rotfl:
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I have/will:

    1. Checked online banking
    2. Food shopping and stuck to list
    3. Meals from stores
    4. Surveys
    5. Free postcode lottery
    6. Try to fix printer:eek: It keeps restarting itself, have done everything kodak are telling me to do but printer not listening:(
    7. Uploaded receipt to checkout smart app to claim back money
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • Hello all,


    Busy at work catching up so just a quick update.


    Today I have/will:


    - Lift to and from work
    - Check bank accounts
    - All meals from home
    - Line dry laundry


    Motorbike was not collected yesterday, OH thinks he's mixed up the dates and it will be collected next week. So we still don't know how much the repair will be.


    Instead of feeling defeated I am going to have a big push on looking for things to sell and do a sort out for a car boot sale. We still have lots of "stuff" that we can sell, just need to get on with it.


    I also got a lovely surprise gift from a neighbour yesterday (long story) - very posh chocolates and hand cream that will go in my gift box (my waistline does not need the chocolate and I have enough hand cream to last a couple of years!).


    Best wishes to all x
  • Good afternoon everyone,

    My list for today:
    Check banksDONE
    Phone telephone company to see why they have taken 2 payments from meDONE, According to them I had 2 houses
    Do admin for client
    Try to catch up with the washing pile
    Collect wages from old job
    All meals from stores
    Repot plants
    Revise for tomorrows assessment
    Complete report that is due in tomorrow
    Print paperwork and finalise company accounts for May
    Check electric meter

    I think that is everything that I need to get done today, Hope everyone has a good Tuesday x
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ziggy2407 wrote: »
    Good Morning All

    DNMS - Thanks for starting us off tody, everything crossed for you <3

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    Didnt quite manage all I intended yesterday as was tired :o so todays list:
    Packed lunches for DH & DS - Done
    Check Banks - Done
    Check swapits - Done
    All meals from cupboards/freezer - Done
    Bake -
    Craft (few picture orders) - 5 done today!
    Make 2 x new home cards - Done
    Filing & Shredding - Done
    Clear emails (& unsubscribe any no longer wanted) - wip
    Nectar Adpoints -
    Knit - Done a bit but getting heavy (mega chunky & 12mm needles)
    Enter a few comps - Done a few
    Read library book -
    Check www.freepostcodelottery.com - Done

    Have a great day, love you all xx

    C xx

    Managed a fair bit today and spoke to physio, agreed that tomorrow will be my last session and they will refer me for the next stage closer to home - atm I have to be there for 9am and obviously have to get DS off for school and also its not on a bus route - so has been uite awkward but I have enjoyed it.

    Anyway, enough waffle, night all xx
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • headoutthesand
    headoutthesand Posts: 1,041 Forumite
    500 Posts
    Evening all

    Today I:

    Checked banks
    Made PAD
    Checked mobile usage
    Took lunch to work
    Dinner from stores
    Refunded eBay money
    Checked out glam dresses for holiday on eBay - OH wants to get all fancy one night
    NSD - train fare doesn't count as it's from a different account
    Made up some flexi at work
    Paid money into savings

    Night night x
    Official DFW nerd no 551 - proud to be dealing with my debts
    Debts as of March 2014
    Nationwide - £5745, Overdraft - £350,
    Debts as of January 2015
    Nationwide - £4997, Overdraft - £0:j
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