Things HAVE to change

jt2k13

Hi everyone.

is with a great deal of regret and shame that I have to post this,

I am struggling with debt and it is affecting me and my familly, and it has finally come to a head this week, which I will explainin another post as it is not really for the debt free forum.

firstly a bit about me, I'm a 30 something married guy with a wife and 3 kids, we live in wales, and we both work, me a reasonably paid engineer, and my wife is a home carer although she is on maternity leave till early next year. externally all looks OK, however we are struggling seriously with debt. we just about make it to the end of the month and have had to resort to payday loans on more than one occasion, although thankfully not for a while, we do have some debts that we have not been able to pay, and we are currently receiving letters from DCA concerning these. my wife has also recently lost her nan after a long illness and as the only familly she spoke to we have been left with funeral and solicitors costs, on top of our normal day to day.

as mentioned this is affecting our relationship and health, and things need to change.

I will post shortly with more information but needed to say something now or it would get forgotten about again.

thanks all for taking the time to read.

Matt

meredith132

Hi regarding funeral costs, maybe its the same in Wales there is the bereavement fund which pays towards funeral costs , look on government website so see if you are eligible for this,


Wishing you all the best

Skint_but_Optimistic

If you can post a SOA on here, look on www.whatsthecost.com and people can offer some suggestions.

We all have had debt impact our personal lives. Hope you can work through everything.