Recently returned to UK, time to sort out the mess

edpvito

£410 to come this month from airbnb, £95 to amex, £200 to Swedish tax man and hopefully the rest will see me teetering a couple of hundred below zero in my current account when pay day comes on the 26th. Then Im going to think about something else for a while!!! In October I figure I will be saving around £150 from not having to service debts.

edpvito

Am I correct in think that if i was a) a woman and b) totally financially incompetent I might get a bit more support? Looking at other diaries, those are the people who seem 'worthy' of support. I'm just a man with some financial troubles, I probably deserve them. Frittering thousands on clothes is totally justifiable and definitely worthy of sympathy. I've worked hard, sacrificed and in two weeks my costly debts will be gone. And therefore I shall leave this forum now and thank no-one for the support. I did it on my own. And so thats probably a lesson learnt.

PestoPasta

Hello, I know that you have probably left this message board now, but I just wanted to say that I really liked your diary. It was one of the few that I went through from the beginning. I think that a lot of people read diaries but only a few actually contribute comments. Also, you are probably right, this diary board does have a lot more females contributing to it. I think that men generally - and sorry, don't want to make sweeping generalisations as I know I will get fanned - are less inclined to share personal info.

Anyway, well done and good luck.

NoOneAround

edpvito wrote: »

250 left on amex, 200 left to the Swedish tax man. These will be gone by the end of September!!! And then its on to the overdraft which I am hoping will be at 0 before payday by payday in November. Then I am going to take my house and bed back from airbnb guests and start to sort out the jobs that need doing. My body is in a bad way, too much stress drinking, bad eating and i need to sort that out. Its not helped by sleeping on a sofa bed most nights as my bedroom is mostly used by paying guests. 4 more bookings and then i will be free from all but my northern rock loan which i am starting to think is just going to come down slowly as it has been doing the past 5 years. At this point I am not going to save a huge amount of interest, I think the maximum i could save in interest if i paid it off in full right now is about £225 so im going to cut myself some slack, keep paying the monthly payments and forget about it.

That sound great - well done!
sorry that you have left these pages, I hope that you will pop back and perhaps read this. All the best
x

NoOneAround

edpvito wrote: »

Hi NoOneAround. I have found it easy, I live quite central in Bristol though - well half an hour walk. I tend to get the same sort of people - people in their twenties/early thirties, couples mainly or two friends, I charge £30 per night which makes it quite a bit cheaper than a hostel in Bristol. 95% are nice people, some people seem to treat it like a cheap doss house but very few! My house is small so I sometimes feel a bit like there is an 'uncomfortable presence', I also work full time and it tends to require about 3 or 4 hours extra work per booking.

I think the idea is start cheap and get a few references. Some people seem to do very well on it - if you can make a space that provides a nice experience for a trip then i think you can do very well. I tend to be a cheap place to stay which is never going to be very lucrative but for the moment its a god send and im rattling through my debts.

That sound great - I think I might give it a go...
so sorry that you have left these pages, I hope that you will pop back and perhaps read this. You have done really well and especially with supporting others - sorry I took so long to get back to this page, get pulled in all sorts of directions at the moment. I did also reply to you pm but I guess you had probably left by then
All the best
x