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Saturday 7th / 8th June - What small DFW things will you do this weekend?
mooomin
Posts: 13,703 Forumite
When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:
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Comments
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Morning all

Hope the sun is shining where you are. It's a glorious day here and I'm enjoying it while I can because it's due to be really wet later :rotfl:
Mama and Papa Mooo are in town this weekend, so it's not going to be the most MSE of times, but here's my plans:- [STRIKE]Banking [/STRIKE]
- [STRIKE]Download YNAB trial[/STRIKE]
- [STRIKE]Figure out if I can add the app for YNAB to my phone if it's just a trial version[/STRIKE] I can!
- Make list of food shopping needed
- Check various apps for any money off/cashback on shopping list
- Buy new trainers
- Go to Gumball rally tomorrow and perv at supercars

- Walk at least four miles per day
- Get paint chart for redecorating
- Order carpet - this is very MSE as it's a present from Mama Mooo!
- [STRIKE]Add £2 coins to terramundi[/STRIKE]
- [STRIKE]Check Adpoints[/STRIKE] None available
- [STRIKE]Check Nectar surveys[/STRIKE] Managed to bank 140 points

Have a lovely weekend everyone ♥0 -
Hi everybody.
Today's small MSE things for today:
* cleaned bathroom and kitchen using minimal products
* work 11-7, doing 2 hrs overtime.
* all snacks and lunch from work
*use monthly bus pass
* ask work if any more OT available
* put washing on when I get home from work
* banking
*Swagbucking
* all surveys available
Have a good day allSavings for H2B Loan Annual £10, 774.65/£40,000Emergency Fund: £0/£1000 Car Maintenance Fund £0/£900
Mortgage:October. 2013: £87,264 Sept ‘19 £72,812.650 -
Making stuff for next week's craft stall.
Collecting stuff together for tomorrow's car boot - if it doesn't rain!
Eating lunch and dinner out of the freezer.Feb 2014 to now
Unsecured debt at highest £56,511/now £9,328 83% paid.
Mortgage £85,342/now £28,846 66% paid
2018 overpayment total - £5,500
Mortgage and debt free by August 20200 -
Morning guys :wave: thanks for starting us off moomin! Have a lovely time with the fam

Yay it's the weekend, and I got through another week. Quite happy as managed to negotiate 4 extra days annual leave in lieu of the hours I have accrued. This will mean I won't be ducted any salary from when we went to Brazil at the end of the month & will be paid a full month's salary
it's worth about £400 pound so very pleased
Things for this weekend:
* [STRIKE]checked banking & cc card[/STRIKE]
* [STRIKE]transferred some money out of savings pots for various things[/STRIKE]
* [STRIKE]grabbed a grabit from the grabit board for some perfume £7.99 RTP £30 & some kids monster slippers £7 from £25 both to be stashed in Christmas stash[/STRIKE]
* all meals from stores
* dinner in SC
* something out of freezer for dinner tomorrow
[STRIKE]* load of washing & put on line. Hope the weather forecast is wrong cos it's lovely here at the moment![/STRIKE]
* finish job application.
* Get clothes ready & do some prep for interview on Monday
* more silicone removing
* go to park or soft play with dgd today - both free but depends on the weather
* taking dgd to a farm tomorrow - free entry saw it on Martin's newsletter :T
* going to see Cirque de Soleil tomorrow :j
* send off host family application
* write & post letter before 12 so I can post
* clean out my bag
* watch film later
Ok think that's my lot! Have a lovely weekend xDF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £1850 -
Not a nice day here, we had a thunderstorm earlier and it hasn't stopped raining:(
Today I have/will:
1. Checked online banking
2. Sort budget for next week
3. Changed bed linen and thoroughly cleaned bedroom.
4. Surveys
5. Nectar Adpoints
6. Free postcode lottery
7. Update snowball
8. Update Signature.
9. Meals from storesTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0 -
Yay! My Kobo arrive - it was marked as sent 2 weeks ago!!! Have downloaded a book from oh's massive library of books (so free
) dgd having a nap so I'm putting my feet up with a cup of coffee DF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £1850 -
Good Afternoon All
moomin - Thanks for starting us off, sounds like a great weekend - enjoy!
Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.
Awful weather here today so just mooching around at home enjoying each others company and shuffling furniture round (for a change of scene). My list:
Check Banks - Done
Check swapits - Done
Packed lunch for DH - Done
All meals from cupboards/freezer -
Filing & Shredding -
Clear emails (& unsubscribe any no longer wanted) -
Knit - Done a bit
Enter a few comps -
Read library book -
Check www.freepostcodelottery.com -
Have a great day, love you all xx
C xxGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Good afternoon everyone, This is the first chance that I have had to post this weekend.
Yesterday was pretty much a no spend day, as I was working all day from 9am till 10pm. After work I had a cuppa and then went to bed.
My list for today
Do weekly online food shop armed with a listDone
Do some online shopping for dd's birthdayDone
Visit MIL
Revise for chemistry assessments that I have this coming week
Spend as a little as possible apart from required shopping (on this list) and fuel
Sort diary for next week
Submit scanning informationDone
I think that is everything that I need to get done, Hope everyone has a good Sunday0 -
Good afternoon everyone. Can't believe the weekend is almost over already
This weekend I:
Checked banks
Made PAD x2
Put money into savings account
Made trip with the family and stuck to budget
Had OH take us for lunch:)
Talk DS1 into picking a smaller (cheaper) bday cake
Meal plan for this week for lunches and dinners
Checked prices of weekly rail card from new station built near by - it's cheaper so this will be my new travel route to work
Try to decide about new job advertised in work
Plan activities with kids for next weekend using free vouchers from paper
Have a great Sunday everyone xOfficial DFW nerd no 551 - proud to be dealing with my debts
Debts as of March 2014
Nationwide - £5745, Overdraft - £350,
Debts as of January 2015
Nationwide - £4997, Overdraft - £0:j0 -
Good Afternoon All
Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.
My list:
Check Banks - Done
Check swapits - Done
Collect Prescription - Done, only to discover receptionist has missed 3 of medicines off
All meals from cupboards/freezer -
Ironing - Done
Filing & Shredding -
Clear emails (& unsubscribe any no longer wanted) -
Knit - Done a bit
Enter a few comps -
Read library book -
Check www.freepostcodelottery.com -
Have a great day, love you all xx
C xxGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520
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