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Time limits on DMP's?

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Comments

  • meredith132
    meredith132 Posts: 59 Forumite
    Sixth Anniversary Combo Breaker
    Thank you David, I guess that allows for all possibilities
  • seanavfc92
    seanavfc92 Posts: 231 Forumite
    Just wondering if there is a benchmark figure in years in which DMP's are expected to be paid up by.

    20 years is the limit to which a Debt Management Plan can be offered. You can be offered a Low Start Debt Management Plan if, for example, you are paying £400 to council tax, rent and water arears per month and only £5 to each creditor on your non-priority debt list. The LSDMP can be offered because once your arrears have been cleared, that money can go towards paying off the unsecured debts.

    HTH
    "No sacrifice, no victory"
    - Transformers (2007)
  • meredith132
    meredith132 Posts: 59 Forumite
    Sixth Anniversary Combo Breaker
    Ok thanks , that's more generous than I was expecting. I think depending on my circumstances 5 years could be realistic, 7 would be maximum time I would want this hanging over me, but its all about the other factors in your life too.
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