DMP & Mutual Support Thread - Part 10

Brogden

Puzzcat wrote: »

Well I can only speak from my experience with sc, annual review and bc never receiving it. No other I & e needed as all through sc. Think I will stick with them!
Puzz.xn

Yes little Puzz I think come Step Changers may not have this to go through having done their Income & Expenditure once and SC passing that to each predator

I guess I got them old 'Self Managed Blues......'

Well I woke up this morning,
Baby I got them debts onna ma mind,
Well I woke up this morning,
Other than them I'm a feelin' fine........:D

Puzzcat

Time_to_face_the_music wrote: »

Good morning DMPers old and new :hello:

I want to scream from the roof tops that our debt is down to 3 figures! We only owe hundreds, rather than thousands, or tens of thousands or our original £82,344 which is pretty close to one hundred thousand!

Can't sleep for excitement :rotfl:

We would never be in this position now if it wasn't for the help, advice, experience and support from this thread :T

TTFTM x

:T:T:T:T:T:T:T:T Well done TTFTM:T:T:T:T:T:T:T:T:T:T

Brogden

January2015 wrote: »

Hi Brogden

I can live with reviews - for me the default signifies the end of fees and charges, regardless of the outcome of reviews.

That's the spirit Jan !! Puzz has pointed out the advantage of Step Change in this area

January2015 wrote: »

er.....what/who is Gnat's Vest. I've put my thinking cap on and as usual come up empty headed:o

It is National Westminster Bank Plc Jan, trading as the Gnat's Vest! Socrates was right - philosophers are always clever !!

I do find this bank to be the strictest and the toughest on debtors of all the banks with which I have dealt ........:(

Puzzcat

Brogden wrote: »

That's the spirit Jan !! Puzz has pointed out the advantage of Step Change in this area



It is National Westminster Bank Plc Jan, trading as the Gnat's Vest! Socrates was right - philosophers are always clever !!

I do find this bank to be the strictest and the toughest on debtors of all the banks with which I have dealt ........:(

Which just goes to show how creditors treat us differently. I owed gnats vest over £20k, split between loan, od and cc. All accounts interest frozen and od and cc defaulted, not heard a peep from them!
Brogs, maybe they don't like your nickname for them!:rotfl:
Puzz.x

so_very_confused

Hi TTFTM

You have put a big grin on my face on a cold Saturday morning:T:T:T

You have always been an inspiration and I'm sure you won't mind if we share your joy::T

:j:j:j:j:j:j:jCongrats:j:j:j:j:j:j:j

Brogden

Time_to_face_the_music wrote: »

Good morning DMPers old and new :hello:

I want to scream from the roof tops that our debt is down to 3 figures! We only owe hundreds, rather than thousands, or tens of thousands or our original £82,344 which is pretty close to one hundred thousand!

Can't sleep for excitement :rotfl:

We would never be in this position now if it wasn't for the help, advice, experience and support from this thread :T

TTFTM x

TTFTM

Fabtastic news and so well done I remember your name from more than three years ago when I was reading everything on the internet feeling very sick at finally acknowledging that I had a debt problem.

Absolutely brilliant :T !!!!

Brogden

Hopelessly_Hopeful

Growurown wrote: »

Afternoon peeps, another creditor off my list! Just finished paying the second and last of the two Halifax bank accounts that went onto my DMP as they both had overdrafts.

I have gone from 14 creditors down to 9 now and it's nice to see them going:j

Still working towards being debt free by November.

Great news

Will be time to celebrate with fireworks before you know it.

HHx

Brogden

Puzzcat wrote: »

Which just goes to show how creditors treat us differently. I owed gnats vest over £20k, split between loan, od and cc. All accounts interest frozen and od and cc defaulted, not heard a peep from them!
Brogs, maybe they don't like your nickname for them!:rotfl:
Puzz.x

I am sure they don't like the nickname Puzz......it makes me chuckle to myself because it sounds so 'insignificant' and err.. 'grubby':rotfl:!!

The difference I think is that you are through Step Change and if they respect that then they can't be all bad They are not keen on oiks ringing up to offer insultingly small settlements....like me :rotfl:!!

Brog x

Hopelessly_Hopeful

Time_to_face_the_music wrote: »

Good morning DMPers old and new :hello:

I want to scream from the roof tops that our debt is down to 3 figures! We only owe hundreds, rather than thousands, or tens of thousands or our original £82,344 which is pretty close to one hundred thousand!

Can't sleep for excitement :rotfl:

We would never be in this position now if it wasn't for the help, advice, experience and support from this thread :T

TTFTM x

Excited for you!

How are we going to celebrate?

HHx

Time_to_face_the_music

Thanks everyone for the kind words

Hopelessly_Hopeful wrote: »

Excited for you!

How are we going to celebrate?

HHx

We have a family holiday booked for the summer but we are trying to think of something we can do as a family to celebrate before then. Possibly a really nice day out and a meal to finish it.

I couldn't have done it without you twin, you have been my constant support and encouragement :T

TTFTM x