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Dmp MBNA

Florida15 · 2014-06-06 09:15:29

6 months into our DMP now. Just had a default letter from MBNA stating that if we dont pay the full balance outstanding further action will be started, ie, default, dca and possible court ! Is this just a standard letter or should we be panicking more than we are already? From the start of the DMP MBNA have frozen interest…

Comments

sourcrates Posts: 32,219 Ambassador

6 June 2014 at 4:37PM

Over the years I have had enough "pay up now or else" letters to wallpaper my house with, as long as you don't completely ignore them, and they get a CCJ by default, nothing much else will happen, its usually only larger debts that end up in court, I have never yet, in 12 years, had a DCA or a creditor take me to court.

Usually a simple dispute letter will fend them off, then again, maybe I was just lucky !!!

I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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