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Credit check after offer?
usedtobeblue
Posts: 58 Forumite
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learning to live again, slowly but determined £30k in debt, but dealing with it and proud
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There will be random checks on applications up to release of funds.
What's changed to concern you?0 -
Do u think that would cause any problems?learning to live again, slowly but determined £30k in debt, but dealing with it and proud0
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Hi,
Have you checked the date the unrecorded enquiry was made, the reason I ask is I applied for a mortgage on 1st April 14 it was accepted in May 14 however only recently appeared on my credit report the date clearly says 1st April, I have no idea why it's taken this long to appear.0 -
I just checked and u are spot on chyna81!! The search was actually done on the day I was told of the offer!! Thanks so much
learning to live again, slowly but determined £30k in debt, but dealing with it and proud0 -
usedtobeblue wrote: »Do u think that would cause any problems?
Not at all.0 -
You can have several unrecorded enquiries on a LBG mortgage application. The system re-checks each time an alteration is made and that includes the issue of the offer.
FWIW any time upto completion the case can also be pulled for routine audit, so standard instruction is no changes to credit between application and completion.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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