A big hello from the CCCS

fermi

tigerfeet2006 wrote: »

Fermi I love your new signiture. Makes life so much easier.

It certainly does. You must get permission from the 'forum admin' before putting links in signatures though.

fermi

Some people who either don't check DFW, or look much beyond the first page might not see that you have just joined us.

So I'll just give this a friendly

NekoZombie

bump bump bumpety bump bump bump.

gibboking

Just another Bump up

klare_2

just had to come and say hi and welcome... i with the cccs and they have stopped me and my partner from having a nervous break down! we are still a long way from the light at the end of the tunnel but at least we have one where i couldnt see one before!
I hope everyone at the CCCS realises what a worthwhile job they do
thankyou just isnt enough

owetoomuch

CCCS are brilliant, I even got the email address of my advisors supervisor to thank them for the brilliant work they do and how nice my advisor was.

betterlatethannever

i agree, my advisor was amazing and even had me laughing-which made a nice to change to crying all the time. He was amazing and they do a fantastic job

moyilla

Posthinking wrote: »

In my experience, the OR won't even bother with the car but unless you can demonstrate a real need for it, I doubt whether you'll be allowed anything for its upkeep. The bit about your daughter might swing it your way. As for mortgages, you may need a larger deposit than normal and pay a couple of points over the base rate for a couple of years, but I got one and I've only been discharged for 3 months

Hi
Just wondering if you could share some advice on how you got a mortgage? Did you use a broker or a bank?
Thanks:D

marmite_hater

Hi Matthew,

Good to have you here! Just a quick question about my bankruptcy (if you might be able to help?) Does it get wiped off my credit record 6 years from my date of bankrupcty or 6 years from my discharge date? Help from anyone else appreciated too!?

thanks x

philnicandamy

It's six years from the date of your BR order.

You will also need to make sure that any defaults on accounts included in the BR are marked on your CRF's no later than the date of your BR so that they drop off at the same time. They should also be marked in some way to indicate that the are settled/satisfied or partially settled/satisfied no later than your discharge date.

See:

http://bankruptcy.informe.com/viewtopic.php?t=192 and

http://bankruptcy.informe.com/viewtopic.php?t=19