Thursday 5th June - What small DFW things will you do today?

mooomin

When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

mooomin

Morning all

Another dreich day here, hopefully all the forecasts are wrong and it won't be another week of rain :eek:

Anyway, my list for today is:

• [STRIKE]Banking[/STRIKE] All is well, although I've managed to put my credit card in a credit balance of £5.57 and have no idea how!
• [STRIKE]Check Adpoints[/STRIKE] Nothing doing
• [STRIKE]Check Nectar surveys[/STRIKE] 40 pointer done :j
• [STRIKE]Packed lunch[/STRIKE]
• [STRIKE]Last night's chilli for dinner [/STRIKE]
• Post parcel
• [STRIKE]Post latest item for RM survey[/STRIKE]
• [STRIKE]Pick up Fringe programme - it's out today![/STRIKE] I'm going to need a second mortgage...
• [STRIKE]Hang washing up (inside) [/STRIKE]
• [STRIKE]Tidy up living room[/STRIKE]
• [STRIKE]Chase the man who is meant to be coming to quote for our redecorating[/STRIKE]
• [STRIKE]Walk four miles despite the rain [/STRIKE]

ziggy2407

Good Morning All

moomin - Thanks for starting us off

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Planning a quiet day as been up most of night (vomiting) . My list:
Check Banks - Done
Check swapits - Done
Packed lunch for DH & DS - Done
Wait for "buyers" to turn up -
All meals from cupboards/freezer -
Filing & Shredding -
Pay cheque into bank - Done
Post Office - done
Clear emails (& unsubscribe any no longer wanted) -
Knit - Done a bit (making a pouffe for sons room - £110 in n*xt)
Received a few orders for my scrabble frames - so start (planning at least) -
Enter a few comps -
Read book from stash -
Check www.freepostcodelottery.com -

Have a great day, love you all xx

C xx

determined_new_ms

morning moomin thanks for starting us off!

Hurrah for it being Thursday. 1 meeting today then will work at home

DFW things for today:
* checked banking
* received £278 expenses claim
* all meals from stores
* grab something out of the freezer
* go buy sack of potatoes
* look through freezer/cupboards & make meal plan
* look at aldi super 6 as will be passing there later on way to meeting
* do a job search (didn't do this yesterday)
* put silicome remover on a small part of the mastic in the bathroom to test it out - hope it works!
* hang out washing (sorry moomin!)
* text friend re character reference for becoming a host family

Ok think that's all I need to do. Have a great day everyone, may the force be with you all x

MrDebtWarrior

Good Morning!!

Well after a hectic but relatively stress free house move, I'm finally able to get back into a routine.

Today I will;

● Check bank - need to make sure we have enough in joint account for direct debits.
● Call council tax as sent moving letter over a week ago and haven't heard anything.
● Call Scottish Power as new home is supplied by them but have no details - will be using Uswitch once I monitor our usage over the next 2 weeks.
● Very little spend day - only need some milk.
● Breakie/Lunch/Dinner from home.
● Begin search for affordable newer used car - our poor wee Fiesta was on it's last legs a year ago and we have managed to keep it going, getting to the point though where repair costs are uneconomical.


Have a great Thursday everyone, love this thread it really sets your day off on the right footing!

lorriedriver1988

Morning everyone.

Small things for today:

* Go to Job 1 and 2
* I am getting lift to work so saves myself some energy
* Cleaned bathroom and kitchen using minimal products
* Taking snacks with me, but will have to buy something more substantial for lunch as haven't got anything in the fridge. Will keep it under £1.
* DH has worked out I need to do 5 hrs extra a week in order to reach target so will look out for overtime
* Ring CC company to pay some balance off as almost at limit and what to use it for groceries.
* Job search
* Swagbucking already for today.
* All surveys available.

Have a good MSE day all.

MinnieMousesMummy

Good morning everyone, Moomin - Thanks for starting the thread.

My list for today:
Sort through new work that has come in and schedule
Do ironing for client
Sort Avon books and paperwork
Catch up with emails
Write reports for college
Prepare income and expense statement
Do revision for tomorrows assessment
Do a meal plan for the rest of June
All meals from store
Phone dm, as she is babysitting for me this weekend
Find the new house that I have a contract for
Sort through and organise diary
Spend some time with the little ones
Do the school run (will walk if it stays dry)
Look into babysitting as a way to earn extra money

I think that is everything that I need to get done today, Hope everyone has a good Thursday

solvencyseeker

Morning all,

Sorry you are still feeling ill Ziggy - take it easy. I have come out in sympathy (bronchitis which is aggravating my asthma - basically feel like I've been run over by a bus). After dosing myself up I have managed to:

Put a load of washing in (dry and sunny at last today), will check bank accounts and update spreadsheet.

We need milk so I may send a (small) shopping list to OH to get on way home from work (otherwise he'll end up going for milk today and something else tomorrow and so on).

Younger son is not at college today so I may persuade him to help with some cooking (older son did pasta sauce and soup yesterday). Need to make a lasagne ready for Mum and Dad who are arriving tomorrow (have thought about cancelling as don't want them to catch this but they don't come often now and I know they have been looking forward to it - will just not do any huggy kissy stuff ).

Hope you all have a good day x

Pippilongstocking

Waves to folks sorry been a bit silent just moved house and its a bit chaotic still - thank goodness for libraries and free internet!

Today
Checked bank
Bought a few bits with a voucher
Put a cheque in for OH
Combined journeys heading out to see chooks in a bit for home
Home meals

We've just had the heads up on this at work.

Its a nifty thing that helps you to make grub from anything you've got kicking about in the fridge/cupboards.

http://www.sainsburysfoodrescue.co.uk/

You an add upto 9 ingredients and it will search the recipe database to give you inspiration and recipes.

Pippilongstocking

Kevvlar wrote: »

Good Morning!!

Well after a hectic but relatively stress free house move, I'm finally able to get back into a routine.

Have a great Thursday everyone, love this thread it really sets your day off on the right footing!

Waves to another 'mover' so far ours relatively stress free aside no tv or internet

:T

Happy new house to you!

foxgloves

Morning Campers,
Only very small things today, but they all add up, as we all know:
*Useful couple of hours down the veggie garden - cut some salad for tonight, planted up 3 more big troughs with lettuces, plus 2 rows down the side of a bed, strung old CDs across them to help keep off the local sparrow mafiosi. Made up another '99p Shop' mini polytunnel, bottomed out a compost bin & set it up for the next load, watered everything & drained off a whole bucket of free plant food from the worm composter.
*Checked for surveys - very few today as am on top of them.
*Onepoll payment - £40 - arrived in bank account, so transferred it straight to bathroom fund.
*Meals as per meal plans - jacket potato night. I'm having chilli on mine from the freezer, mr f is having the chicken stew I made yesterday using the last of this week's rubber chicken. ('Jacket potato night' very useful for using stuff up!)
*Put a hair colour on my yukky roots - a half-price yellow stickered hair colour!
*Do next week's meal plans.
*Write shopping list.
*Finalise what I'm going to bake to take with us to the festival this weekend. 2 mini pizzas & 2 squares of red onion & rosemary focaccia bread already in freezer. It saves a lot of money being spent at the lovely food stalls.
*Continue current knitting project, which is still the basket of tiny socks to sell. A nice way to use up my sock wool stash.
That will have to do for today.
Cheers,
f x
(Ziggy - hope you feel better as the day goes on. Lots of fluids & don't do too much x)