Job dilemma!

lulu_92

Problem solved.

System

Savings per annum in current job = £4,550

Savings per annum in new job = £3,600

You are basically £79 a month worse off. For me personally, that number does not justify the huge commute.

Plus your current role isn't viable post maternity leave anyway.

Noctu

From what you've said, it's a no brainer! Better quality of life with a smaller commute, practically no change in take home pay.... plus as you say, a commute like that would be difficult with a family.

Also if you're thinking about it money wise, if you end up going part time after you start a family, your season ticket will probably be significantly less value for money and/or you'd be forced to buy more expensive daily tickets...

cakeforbrains

Taking the new job would give you more time in the day to work on learning to drive, too, which will (depending on where you live) be invaluable when you have a family.

quidsy

When you have a kid you will want to be home as quick as possible, for the sake of 80 a month, which you will actually get anyway in child benefit, it is def a no brainer. Take the job & good luck

lulu_92

Thanks.
Just thought of another issue - I've only been here 8 or 9 weeks and took about 2 weeks holiday (I had booked a trip before applying for the job) so I'm scared they'll take money off me!

teabelly

One mile away from the job is a no brainer. Also this means you could find another source of income from either a second part time job or work at home job that would otherwise have been wasted on commuting.

I'd talk to the closer job and ask about career and salary progression. £80 a month is a bargain for all those extra hours you gain. You wouldn't need a car either if the other job was within walking distance.

Takeaway_Addict

lulu_92 wrote: »

Thanks.
Just thought of another issue - I've only been here 8 or 9 weeks and took about 2 weeks holiday (I had booked a trip before applying for the job) so I'm scared they'll take money off me!

If you have taken and been paid for more holiday than earnt then yes they will be able to claim this money back from your last pay check.

I hope you're not depending on this company for a reference in the future.

american_dreamer

Take the better work/life balance #nobrainer

I once took a £10k pay cut for a job I was happier in and was an hour less commute. It was honestly the best thing I ever did.

It got to the stage where I couldn't actually face getting up in the morning to go to a job I hated. The extra money is never worth the loss of well-being and job satisfaction.

Money-wise it was tight for a bit and I had to give up the company sportscar, but it was easily adjustable given the smile back on my face every day.

Trust me, the OH will take a happy GF over money any day of the week.

System

If you were join next month and buy in Jan the difference in savings over the 7 months would be:

Current job: £4,450/12*7 = £2,596

New job: £3,600/12*7 = £2,100

Is that really the margin between you being able to buy or not? I know there is the holiday pay issue too but you will be losing around a weeks pay on that. I personally would adjust the 'pocket money' part of your budget if it was really that huge a deal.